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Lloyds Bank: Cash ISA reviews

Name: Cash ISA
Rating: 4.28 (69 reviews)

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4.37

Based on 69 reviews, last reviewed 13th Jun 2025

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

54%

29%

10%

Latest highest rating:

5

ISA Lloyds I have saved good amount of money in 12 months period. Also for anything gone wrong, it's easy to contact them and get support. Reviewed on: 13th June 2025

Latest lowest rating:

1

Failed Customer Service Complete failure of Customer Service and impossible to speak with the relevant team Reviewed on: 25th March 2024

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About this product

A Lloyds Bank cash ISA can be opened from as little as £1, depending on which one you choose.

Lloyds Bank offer one or two year fixed rate cash ISAs, Club Lloyds Advantage ISA Saver, the Cash ISA saver and the Instant Cash ISA. You can track your Lloyds ISA progress using internet banking or via the mobile banking app.

Lloyds cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Cash ISA reviews (69)

Review of the Lloyds Bank, Cash ISA:

Two great experiences in one

I have been with Lloyds Bank (formerly known as Lloyds TSB) for a good 10 years now and have often had great experiences with them. However, there is one particular experience that sticks in my mind and will forever be there. During Spring 2018, I decided that I wanted to save up for a new computer, and to do this I thought it would be a good idea to set up an ISA so that I am less likely to end up spending the money on other things (which we are all guilty of doing). A couple of days after deciding this I popped into my local Lloyds Bank branch (Northfield) to inquire about the various cash ISA's they had available. The lady I saw, who was very polite talked me through my options and once I decided she then set up my ISA then and there and it was immediately ready to use. Whilst I was there, I also decided that I would like to do my banking online so therefore I inquired about having an online banking account. This too got done quickly and efficiently and was immediately ready to use. Overall, a really great experience with wonderful staff and customer service. Reviewed on: 6th November 2018

easy to set up and save

Very quick and easy, also the staff very helpful Reviewed on: 21st January 2018

excellent

this is amazing to use on their banking app Reviewed on: 6th November 2017

Solid Institution

Very pleased with the whole experience. Easier than any-other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use again. Friendly staff, issues resolved in minutes, great service and definitely a recommendable place for banking. Reviewed on: 13th July 2017

Solid Institution

Very pleased with the whole experience. Easier than any other bank to register - my account was open without much trouble with a really nice adviser. Never had any issue with them-easy to use and navigate around, will most certainly use again. Friendly staff, issues resolved in minutes, great service and definitely a recommendable place for banking Reviewed on: 13th July 2017

The perfect way to save safely

I love banking with Lloyds and using their ISA on the mobile app has helped me save towards my dreams. Lloyds make banking so easy that I move £2 a day from my current account to my ISA on the mobile app. My ISA keeps my money safe whilst also making an added bit of interest. Just recently I withdraw a lump of this money and now I'm going to spend the end of my summer in Jamaica, the Bahamas and Florida! Thanks Lloyds, for making saving easy! Reviewed on: 28th May 2017

It starts great..

Started off with great interest, then cut it suddenly, when I tried to changed offered me a higher interest rate. Why not be loyal to your loyal customers? Reviewed on: 31st January 2017

Poor Interest rate but easy to apply and use

I am with Lloyd's Bank already so it was easy applying for the cash ISA saver from their website. The interest rate is poor at only 0.35 Gross however other bank are hardly any better also the convenience of being able to access this whilst also checking my current account is bonus, So no remember different passwords or usernames. Im pretty happy with it however the interest rate could be better! Reviewed on: 24th December 2016

Decent Cash Isa

All in all a pretty good cash ISA. Easy to move cash around accounts, very say to access funds if needs be and the interest rate is ok, especially given the current economic climate. Id recommend this product. Reviewed on: 24th December 2016

easy, no fuss, simple

reliable, easy to contact. never had a bad experience! Reviewed on: 11th December 2016

As good as it gets.

I've had a Lloyds bank account now for a number of years and I haven't had any problems whatsoever. Simply put, they do everything that you'd want a bank to do, and they do it effectively and efficiently. In this day and age, that's quite rare I've found. The products and services offered are competitive, there are numerous branches available throughout the UK, and accessing your account via online banking or the mobile app is straightforward and maybe more importantly secure. I would certainly recommend this bank to anybody and while certain other high street bank's can leave a lot to be desired, Lloyds can't be faulted in my experience. Reviewed on: 9th September 2016

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Lloyds Bank: Cash ISA reviews

80% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Lloyds Bank Cash ISA reviews (69)

Two great experiences in one

easy to set up and save

excellent

Solid Institution

Solid Institution

The perfect way to save safely

It starts great..

Poor Interest rate but easy to apply and use

Decent Cash Isa

easy, no fuss, simple

As good as it gets.

Do you have a different Lloyds Bank product?

Want to see more from Lloyds Bank?

Travel Money

Student Mastercard Credit Card

Help to Buy ISA

Join Smart Money People

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