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Lloyds Bank: Cash ISA reviews

Name: Cash ISA
Rating: 4.4 (74 reviews)

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4.40

Based on 74 reviews, last reviewed 17th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

30%

Latest highest rating:

5

Great product Just opened a cash ISA and to be fair, wondered why I did not do this earlier. Meets my needs Reviewed on: 17th April 2026

Latest lowest rating:

1

Failed Customer Service Complete failure of Customer Service and impossible to speak with the relevant team Reviewed on: 25th March 2024

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About this product

A Lloyds Bank cash ISA can be opened from as little as £1, depending on which one you choose.

Lloyds Bank offer one or two year fixed rate cash ISAs, Club Lloyds Advantage ISA Saver, the Cash ISA saver and the Instant Cash ISA. You can track your Lloyds ISA progress using internet banking or via the mobile banking app.

Lloyds cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Cash ISA reviews (74)

The perfect way to save safely

I love banking with Lloyds and using their ISA on the mobile app has helped me save towards my dreams. Lloyds make banking so easy that I move £2 a day from my current account to my ISA on the mobile app. My ISA keeps my money safe whilst also making an added bit of interest. Just recently I withdraw a lump of this money and now I'm going to spend the end of my summer in Jamaica, the Bahamas and Florida! Thanks Lloyds, for making saving easy! Reviewed on: 28th May 2017

It starts great..

Started off with great interest, then cut it suddenly, when I tried to changed offered me a higher interest rate. Why not be loyal to your loyal customers? Reviewed on: 31st January 2017

Poor Interest rate but easy to apply and use

I am with Lloyd's Bank already so it was easy applying for the cash ISA saver from their website. The interest rate is poor at only 0.35 Gross however other bank are hardly any better also the convenience of being able to access this whilst also checking my current account is bonus, So no remember different passwords or usernames. Im pretty happy with it however the interest rate could be better! Reviewed on: 24th December 2016

Decent Cash Isa

All in all a pretty good cash ISA. Easy to move cash around accounts, very say to access funds if needs be and the interest rate is ok, especially given the current economic climate. Id recommend this product. Reviewed on: 24th December 2016

easy, no fuss, simple

reliable, easy to contact. never had a bad experience! Reviewed on: 11th December 2016

As good as it gets.

I've had a Lloyds bank account now for a number of years and I haven't had any problems whatsoever. Simply put, they do everything that you'd want a bank to do, and they do it effectively and efficiently. In this day and age, that's quite rare I've found. The products and services offered are competitive, there are numerous branches available throughout the UK, and accessing your account via online banking or the mobile app is straightforward and maybe more importantly secure. I would certainly recommend this bank to anybody and while certain other high street bank's can leave a lot to be desired, Lloyds can't be faulted in my experience. Reviewed on: 9th September 2016

Very Handy

I took out a cash ISA to coincide with my savings account for planning wedding funds. It didnt offer the best interest rate for cash ISA's. However, it was really simple to open, had a start fee of £1 and was very handy in storing and saving the wedding funds. Reviewed on: 6th September 2016

great for first time buyers

Lloyds ISA is simple to set up, easy to use and so flexible, i love it. great way to save money Reviewed on: 30th June 2016

excellent

excellent service excellent product value for money Reviewed on: 22nd June 2016

Average

Hasn't been wow but not too much to complain about Reviewed on: 2nd June 2016

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