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Lloyds Bank: Cash ISA reviews

4.37
Based on 69 reviews, last reviewed 13th Jun 2025
80% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

ISA Lloyds I have saved good amount of money in 12 months period. Also for anything gone wrong, it's easy to contact them and get support. Reviewed on: 13th June 2025
Sherly M's avatar
Sherly M

Latest lowest rating:

1

Failed Customer Service Complete failure of Customer Service and impossible to speak with the relevant team Reviewed on: 25th March 2024
Janine's avatar
Janine

About this product

A Lloyds Bank cash ISA can be opened from as little as £1, depending on which one you choose.

Lloyds Bank offer one or two year fixed rate cash ISAs, Club Lloyds Advantage ISA Saver, the Cash ISA saver and the Instant Cash ISA. You can track your Lloyds ISA progress using internet banking or via the mobile banking app.

Lloyds cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Cash ISA reviews (69)

Review of the Lloyds Bank, Cash ISA:

Two great experiences in one

5
I have been with Lloyds Bank (formerly known as Lloyds TSB) for a good 10 years now and have often had great experiences with them. However, there is one particular experience that sticks in my mind and will forever be there. During Spring 2018, I decided that I wanted to save up for a new computer, and to do this I thought it would be a good idea to set up an ISA so that I am less likely to end up spending the money on other things (which we are all guilty of doing). A couple of days after deciding this I popped into my local Lloyds Bank branch (Northfield) to inquire about the various cash ISA's they had available. The lady I saw, who was very polite talked me through my options and once I decided she then set up my ISA then and there and it was immediately ready to use. Whilst I was there, I also decided that I would like to do my banking online so therefore I inquired about having an online banking account. This too got done quickly and efficiently and was immediately ready to use. Overall, a really great experience with wonderful staff and customer service. Reviewed on: 6th November 2018

Very Handy

3
I took out a cash ISA to coincide with my savings account for planning wedding funds. It didnt offer the best interest rate for cash ISA's. However, it was really simple to open, had a start fee of £1 and was very handy in storing and saving the wedding funds. Reviewed on: 6th September 2016

great for first time buyers

5
Lloyds ISA is simple to set up, easy to use and so flexible, i love it. great way to save money Reviewed on: 30th June 2016

excellent

5
excellent service excellent product value for money Reviewed on: 22nd June 2016

Average

3
Hasn't been wow but not too much to complain about Reviewed on: 2nd June 2016

Easy to save with Lloyds Bank

4
Great interest rate, able to save and withdraw money and alloted amount of times so you don't ruin your savings, but equally you can dip in to in those tight months Reviewed on: 23rd May 2016

simple and rewarding

5
overall a great service, convenient as i bank with them, can use online banking to monitor progress . Simple to use and easy to understand Reviewed on: 5th May 2016

Excellent service

5
i always receive excellent service at lloyds. staff are always friendly and have time to answer my questions Reviewed on: 27th April 2016

Always Competent and efficient

4
Always Competent and efficient. Never had any complaints about any of the services they have provided for me. Reviewed on: 27th April 2016

Simple hassle free best service

5
Best bank ive dealt with in last ten years nothing too much trouble and no ridicolous fees Reviewed on: 19th February 2016

Easy to use, reasonable interest

4
Very easy to set up with on-line banking. Also very easy to renew to keep opening offers that only last a year. Not top of the market for interest rates but very flexible and accessible Reviewed on: 12th February 2016

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