Smart Money People Logo

London Capital Credit Union: Savings reviews

4.80
Based on 216 reviews, last reviewed 29th May 2025
18300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
11%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

2 savings accounts with LCCU. Currently have 2 savings accounts with LCCU. 2 loan applications have been submitted, with 1 being accepted. Opted not to go for loan due APR % being ... Read more Reviewed on: 29th May 2025
Ashley T's avatar
Ashley T

Latest lowest rating:

1

I trusted London Mutual Credit Union to support its... I trusted London Mutual Credit Union to support its members, but my experience was disappointing. Despite having savings with them, they offered me a ... Read more Reviewed on: 27th May 2025
Add's avatar
Add

About this product

London Capital Credit Union Savings reviews (216)

Review of the London Capital Credit Union, Savings:

A True Financial Lifeline

5
I cannot speak highly enough of my experience with this credit union. From the moment I joined, it became clear that this wasn’t just another financial institution—it was a genuine partner in my financial well-being. At a time when I was feeling overwhelmed and uncertain about my financial future, the credit union offered me guidance, support, and a sense of stability that I hadn’t found elsewhere. What truly sets them apart is their commitment to empowering members rather than exploiting them. Instead of pushing loans or encouraging unnecessary debt, the credit union consistently promoted the value of saving and building healthy financial habits. They helped me set realistic savings goals and offered tools and incentives to achieve them. Slowly but surely, I watched my savings grow—something I hadn’t thought possible just a few years ago. Their approach has changed the way I think about money. I no longer feel like I’m constantly trying to catch up or stay afloat. With their support, I’ve built a financial cushion that gives me peace of mind. I now approach financial decisions with confidence and clarity, thanks to the foundation they helped me create. Joining this credit union was one of the best financial decisions I’ve ever made. They’ve been a true lifeline, and I’m deeply grateful for their unwavering support and their mission to help people thrive—not just survive. Reviewed on: 23rd May 2025
Reply from London Capital Credit Union Hi Dioanne, Thank you so much for your heartfelt review. We’re delighted to hear that our focus on ethical support, saving, and financial empowerment has made a positive difference for you. Our mission is to help members build confidence, stability, and healthy financial habits. Your journey is what we strive to achieve.—guiding members to achieve their goals and thrive. We’re grateful for your trust and proud to have been part of your financial success. Response date: 23rd May 2025
London Capital Credit Union logo
London Capital Credit Union

2 savings accounts with LCCU.

4
Currently have 2 savings accounts with LCCU. 2 loan applications have been submitted, with 1 being accepted. Opted not to go for loan due APR % being offered. Reviewed on: 29th May 2025

Great service great app

5
Great service great app. The customer service team are always helpful Reviewed on: 29th May 2025

Services are delivered as advertised timely

5
Services are delivered as advertised Reviewed on: 29th May 2025

I like the customer service.

5
I like the customer service.and service of capital credit union. Reviewed on: 28th May 2025

Good customer service

5
Good customer service, very helpful with advice regarding financial aspects. Reviewed on: 28th May 2025

LCCU has been a life saver.

5
LCCU has been a life saver. My credit score has gone from 'poor' to 'excellent ' O have also been able to have money available to deal with unexpected bills such a a broken boiler and a flood in my home. To be able to save has really helped. They are also located nearby so I could travel in person. They keep me informed of their services . Really good. Reviewed on: 28th May 2025

Simple to manage.

5
Simple to manage. Interactions with the site are straightforward and the information provided is clear. Reviewed on: 28th May 2025

A life saver - Reliable and supportive

5
London Capital Credit Union has been an absolute lifesaver for me. Their savings services are easy to use, reliable, and always there when I need them. I’ve never been denied or disappointed — they’ve consistently shown professionalism, kindness, and support. It feels good knowing I have a trusted financial partner I can depend on. Reviewed on: 28th May 2025

Affordable loans

5
Timely response to queries and affordable loans that help you create a savings pot at the end of loan repayments Reviewed on: 28th May 2025

union in union

5
excellent customer service, excellent support, very helpful definitely recommended Its really help in hard times Reviewed on: 28th May 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

London Capital Credit Union has a range of products available. Check the ratings of each product to find the right one for you. View all products