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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.81 (347 reviews)

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4.81

Based on 347 reviews, last reviewed 3rd Jun 2025

29600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

86%

10%

Latest highest rating:

5

My Daughter my world My Daughter moved in with me over a year ago due to her mother being very unwell. I was really in a predicament at time .the london capital credit uni... Read more Reviewed on: 3rd June 2025

Latest lowest rating:

1

I trusted London Mutual Credit Union to support its... I trusted London Mutual Credit Union to support its members, but my experience was disappointing. Despite having savings with them, they offered me a ... Read more Reviewed on: 27th May 2025

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About this product

London Capital Credit Union Savings reviews (347)

Review of the London Capital Credit Union, Savings:

Access to Funds

Access to a loan quickly if I need it Reviewed on: 29th May 2025

My Daughter my world

My Daughter moved in with me over a year ago due to her mother being very unwell. I was really in a predicament at time .the london capital credit union helped me to have ability to provide and keep my daughter safe .I am more than grateful Reviewed on: 3rd June 2025

I’ve been a member of Credit Union for years, and I...

I’ve been a member of Credit Union for years, and I can confidently say that their savings and loan schemes are truly outstanding. The savings accounts offer some of the most competitive interest rates I’ve encountered, often surpassing those of traditional banks. This has allowed my savings to grow more quickly and securely, thanks to their consistent and transparent interest calculations. Their loan offerings are equally impressive. The credit union provides very favorable interest rates on personal loans, auto loans, and mortgages, often lower than those available at commercial banks. The application process is straightforward, and the staff are very knowledgeable, guiding me through each step to ensure I understood the terms and repayment options. I also appreciate the flexible repayment plans, which make managing my finances much easier. What sets Credit Union apart is their commitment to supporting members’ financial well-being. During periods of financial difficulty, they have been willing to negotiate repayment terms and provide advice, which I found incredibly helpful and reassuring. Overall, their savings and loan schemes have exceeded my expectations in terms of competitiveness, transparency, and support. If you’re looking for a financial institution that prioritizes member benefits and offers exceptional financial products, I highly recommend. Reviewed on: 3rd June 2025

A community-based way to effectively save money

I've been saving with LCCU for about a decade and they are an excellent way to save money in a community-based, worker/member-owned project. They offer a wide range of options, loans, and tools to ensure you save money and minimise debt. Their interest rates are higher than my bank's ISA, too. Highly recommended. Reviewed on: 3rd June 2025

Always easy to use and key to organising my savings

Always easy to access information, really encortuaging in many ways to help me manage my finances better, trustworthy, reactive and helpful. Reviewed on: 3rd June 2025

Best decision ever

I highly commend this company for their exceptional service and support during my borrowing experience. Their loan process was straightforward, with transparent terms and competitive interest rates that truly benefited me. The staff was professional, responsive, and genuinely committed to helping members achieve financial stability. I appreciate their dedication to ethical lending practices and member-focused solutions. I wholeheartedly recommend this company to anyone seeking a reliable and supportive financial institution. Reviewed on: 3rd June 2025

Innovative and people centered

I've been really impressed with London Capital Credit Union, especially their PrizeSaver account. It’s a great way to encourage saving — every £1 saved gives you a chance to win monthly cash prizes, including a £5,000 jackpot. It makes saving fun and rewarding! The service is always friendly and helpful, and I really appreciate their ethical approach to finance. They focus on supporting the community and helping members build good money habits. No hidden fees, just solid, reliable banking with a personal touch. Highly recommend! Reviewed on: 3rd June 2025

Exceptional Service and Unmatched Support

My friend introduced me to London Capital Credit Union three years ago, and since that moment, I’ve never looked back. From day one, every piece of advice and every transaction has been handled with effortless ease—entirely over the phone. Each time I call, I’m greeted by a team that is unfailingly courteous, friendly, and polite. What truly impresses me is how London Capital Credit Union consistently goes the extra mile. On numerous occasions, I’ve needed clarity on interest rates, guidance for setting up new savings plans, or assistance with transfers. Rather than offering a brief, routine response, the customer service representatives always take the time to dive deep: researching the latest information, consulting relevant departments, and then following up to ensure I fully understand. That dedication—conducted entirely over the phone—has made me feel both supported and valued as a member. Despite never having visited a branch in person, I’ve come to trust their phone-based service implicitly. Each conversation is met with genuine kindness and patience. They remember small details—like a long-term savings goal I mentioned months ago—and proactively check in to offer tailored suggestions. Their proactive approach and willingness to go above and beyond make every interaction feel personal and reassuring. In short, if you’re seeking a savings provider where every phone call brings expert advice, friendly support, and a team that truly cares, look no further than London Capital Credit Union. Thanks to their outstanding customer service, I’ve spent the past three years saving confidently and happily—knowing they’ll always go that extra mile for me. Reviewed on: 3rd June 2025

Good customer service.

Good customer service. Service delivery in timely manner. They have the lowest interest rates. Reviewed on: 3rd June 2025

It’s amazing for saving money , monthly especially b...

It’s amazing for saving money , monthly especially bc I found it very hard to start saving , when I signed up for this it helped me dramatically. I would recommend this for all people my age who want to find and start saving Reviewed on: 3rd June 2025

Good value for money and excellent service.

Goo value for money and excellent service. Lower interest rates on loans and good returns. Reviewed on: 3rd June 2025

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