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Loqbox: Credit Score Builder reviews

2.29
Based on 91 reviews, last reviewed 27th Dec 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
37%
See only 4 star reviews
3%
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1%
See only 2 star reviews
3%
See only 1 star reviews
56%

Latest highest rating:

5

this is my 3rd year with them and its helped me buil... this is my 3rd year with them and its helped me build up my new life. Reviewed on: 27th December 2024
Carlena's avatar
Carlena

Latest lowest rating:

1

i have been reported for owing 15 pounds whereas I s... i have been reported for owing 15 pounds whereas I stopped their monthly subscription a month and half earlier which they failed to allow from the end... Read more Reviewed on: 22nd December 2024
BIMLAF's avatar
BIMLAF

About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit Score Builder reviews (91)

Review of the Loqbox, Credit Score Builder:

Great for improving your credit score

5
I like that you can save money while improving your credit score. Reviewed on: 17th January 2023

Daylight robbery

1
Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023

Loqbox saver

5
Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023

They literally take 200 pound from my savings without a reason

1
They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023

Fantastic!

5
Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023

Helpful app

5
Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023

It's ok to slightly boost your credit score

2
It's ok to slightly boost your credit score however they force you to open an unwanted bank account simply to withdraw you're own money fee free. This is just a way for the banks to make money more than to help the customer. Poor. Reviewed on: 25th March 2023

Good Good Good

5
A good way to build credit and get advice. Reviewed on: 10th March 2023

Useful for the savings bit and the credit builder

5
Have seen an improvement in my credit score since I started using Loqbox 3 months ago. Highly recommended Reviewed on: 10th March 2023

Scam

1
The worst decision I have ever made. Soon as I signed up to loqbox my credit rating went down. I'm 3 months with no improvement. Their customer service is nonexistent. They do not reply to any emails. Avoid !! Reviewed on: 11th February 2023