Write a review

Loqbox: Credit Score Builder reviews

Name: Credit Score Builder
Rating: 2.65 (91 reviews)

View other Loqbox products

2.29

Based on 91 reviews, last reviewed 27th Dec 2024

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

37%

56%

Latest highest rating:

5

this is my 3rd year with them and its helped me buil... this is my 3rd year with them and its helped me build up my new life. Reviewed on: 27th December 2024

Latest lowest rating:

1

i have been reported for owing 15 pounds whereas I s... i have been reported for owing 15 pounds whereas I stopped their monthly subscription a month and half earlier which they failed to allow from the end... Read more Reviewed on: 22nd December 2024

Read all reviews See your review

About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit Score Builder reviews (91)

Review of the Loqbox, Credit Score Builder:

Great for improving your credit score

I like that you can save money while improving your credit score. Reviewed on: 17th January 2023

Daylight robbery

Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023

Loqbox saver

Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023

A scam! Please Avoid

This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023

They literally take 200 pound from my savings without a reason

They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023

Fantastic!

Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023

Helpful app

Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023

It's ok to slightly boost your credit score

It's ok to slightly boost your credit score however they force you to open an unwanted bank account simply to withdraw you're own money fee free. This is just a way for the banks to make money more than to help the customer. Poor. Reviewed on: 25th March 2023

Good Good Good

A good way to build credit and get advice. Reviewed on: 10th March 2023

Useful for the savings bit and the credit builder

Have seen an improvement in my credit score since I started using Loqbox 3 months ago. Highly recommended Reviewed on: 10th March 2023

Scam

The worst decision I have ever made. Soon as I signed up to loqbox my credit rating went down. I'm 3 months with no improvement. Their customer service is nonexistent. They do not reply to any emails. Avoid !! Reviewed on: 11th February 2023

Alternative products

Credit Check
from UK Credit Ratings 1.00 from 21 reviews
Credit Report Service
from Credit Improver 4.71 from 5 reviews
Credit Check
from Experian 3.95 from 116 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub