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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Good set up on the website and not hard to find stuf...

5
Good set up on the website and not hard to find stuff and it’s Abel’s me a lot with money control and my credit score Reviewed on: 8th July 2025

It doesn’t really need to be offered for a fee anyon...

2
It doesn’t really need to be offered for a fee anyone can create the same conditions for themselves if they understand how credit works and perhaps some discipline. Reviewed on: 8th July 2025

To be honest I didn't really use it for long as I ha...

5
To be honest I didn't really use it for long as I had to take some money out as I didn't have any money in my bank at that point but it was really good whilst I used it. I saved a little bit of money. Reviewed on: 8th July 2025

I cancelled this contact me urgently.

1
Please contact me urgently. I cancelled this and I want it removed from my credit file. I have tried to contact you. Reviewed on: 8th July 2025

Loqbox enabled me to save money for the first time e...

5
Loqbox enabled me to save money for the first time ever. As soon as the money left my bank account it was as if I'd spent it, but I hadn't, it was still there when the rainy day swung around. Reviewed on: 8th July 2025

Excellent service

5
Really easy and very useful money management and credit management website really helpful clear how to help your credit score Reviewed on: 8th July 2025

Using the credit score builder has been one of the s...

5
Using the credit score builder has been one of the smartest financial decisions I’ve made. It gave me a clear, step-by-step path to improve my credit, and within just a few months, I saw real progress. The app made it easy to track my score, understand what was affecting it, and take action to fix it. I especially loved the helpful tips, reminders, and the ability to build credit without going into debt. Watching my score rise month after month gave me peace of mind and opened the door to better loan rates and financial opportunities. If you're serious about your credit health, this tool is a game-changer. Reviewed on: 8th July 2025

Massive help if your wanting to build your credit score

5
I started using to help build my credit score, this not only does that but helps you save Thank you so much Loqbox Reviewed on: 8th July 2025

Amazing great service very easy to use

5
Amazing great service very easy to use Reviewed on: 8th July 2025

Three Clicks to Join, Endless Loops to Leave

1
I tried to delete my account but it is almost impossible. You keep so much of our data and make it very hard for people who genuinely want to leave. If you want to build a good product, look at how Netflix or Amazon do it. I should be able to opt out in three clicks. This is not the right service for me. And oh yeah, I just cancelled my debit card so you can never ever charge me from a service that I don’t want to use. Reviewed on: 8th July 2025

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