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Loqbox: Credit score builder reviews

Name: Credit score builder
Rating: 2.73 (96 reviews)

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2.47

Based on 96 reviews, last reviewed 15th May 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

40%

53%

Latest highest rating:

5

Credit building experts Loqbox helped me build my credit after coming out of university, and now I'm about to buy my first house! Reviewed on: 15th May 2025

Latest lowest rating:

1

Avoid avoid Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed ap... Read more Reviewed on: 6th May 2025

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About this product

Loqbox Grow is an interest-free credit account that grows your credit history.

Loqbox Grow can be opened in two minutes with no credit check required. There is a monthly membership fee to pay and your account is reported to the three main credit reference agencies.

Loqbox Grow reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (96)

They are refusing to give my money back

They are refusing to give my money back. I requested to close the account Friday morning at around 6am, we are now Monday at 16:32 and the online assistants keep saying to wait until the end of the next working day. This IS the end of the working day. When I pointed this out they cut me off from online chat. WHERE IS MY MONEY???? Reviewed on: 4th July 2022

The best palace to increase your score

Loqbox is the placd where you can start dreaming about your financial. Reviewed on: 29th June 2022

Don't do it

I started saving £50 per month, but they were also taking £2.50 per week. That's £130 for the year, £130 for themselves. Then when I cancelled after 1 month I only got £20 of my £50. Not really helping people who are trying to build credit. Basically making money off people who are struggling with credit issues. Reviewed on: 28th June 2022

Madness

You "save" with these crooks, they give no interest, they claim to improve your credit score, something they have no control over, they report you to credit agencies if you don't save Every month, they take half your savings for some 50 point promise scam, then charge you to return your money! You couldn't make it up! Reviewed on: 9th June 2022

Helps to build your credit score

I was with them for a year, there was a bug where the money didn't go to the new account, but this was resolved the same day i informed Loqbox Yes, if you want to use an existing account, they charge you £30, so why not just open a new account through them? Reviewed on: 6th June 2022

AVOID AT ALL COST

I signed up Loqbox for a year and saved £30 per month but at the end of the year I only got £220 back despite them saying you get all your money back!! They stated that I had signed up for the 50 points promise (that you don't get anyway) that costs £10 per month. It's cheaper to save the same amount in a local credit union at least you don't lose any money saving. They tried to tie me for another loqbox savings with another 50 promise. As far as I am concerned they've broken their 50 points promise and hidden the fact it actually costs you £10 per month for the so called promise. The FACT you DON'T GET ALL your money back in savings leaves a foul taste in the mouth for me. AVOID AT ALL COSTS Use your local credit union least you can save weekly/monthly and you get ALL your money back. They also can give you small locost loans that DON'T rip you off. I WILL NOT BE RECOMMENDING LOQBOX TO ANYONE ☹️☹️☹️ Reviewed on: 5th May 2022

Scam - AVOID

Do not use this company. Read the other reviews - the company hides information on sign-up, their offering is not worth it. I even signed up to LOQBOX SPEND, only to find out you can't SPEND anything. It's a joke. AVOID. Reviewed on: 30th April 2022

£30 charge for your own savings!

They fail to explain anywhere in the signing up process that you WILL be charged £30 at least, to get your saving returned to you. Apparently its in the policy manual (that no one reads). Absolute SCAM, and for it to be recommended by Clearscore made me think it would be legit. DO NOT USE unless you're happy loosing at least £30 just to receive your hard earned money back. Not Good! Reviewed on: 29th April 2022

Go out of there way to hid information when you sign

Never use them and customer service is a joke Reviewed on: 25th April 2022

Scam

They fail to tell you than once you've completed your savings, unless you open an account with TSB (transferring all DD, and having to reapply for overdrafts) they charge you £30 to transfer YOUR money into your account Reviewed on: 20th April 2022

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Loqbox: Credit score builder reviews

300% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit score builder now

Loqbox Credit score builder reviews (96)

They are refusing to give my money back

The best palace to increase your score

Don't do it

Madness

Helps to build your credit score

AVOID AT ALL COST

Scam - AVOID

£30 charge for your own savings!

Go out of there way to hid information when you sign

Scam

Review Loqbox: Credit score builder now

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