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Monzo: Business Account reviews

4.92
Based on 1,252 reviews, last reviewed 4th Mar 2025
5200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

The safest, fastest and best! The safest, fastest and best! I love that the experience is always top notch Reviewed on: 4th March 2025
Mariyam s's avatar
Mariyam s

Latest lowest rating:

1

Horrible service Horrible service. I'm moving back to a traditional bank after having multiple problems with my account. Reviewed on: 4th March 2025
Phil S's avatar
Phil S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1252)

A breath of fresh air

5
For years I battled with overpriced technically inept business banking. Archaic systems, delays, obscene charges and processes designed to trip you up and trick more money out of your pocket. Monzo does all the things you want a business account to do, instantaneous payments, automatic tax savings, warnings when payments are due, recognition of patterns and subscriptions, categorisation for accounts and prompt, human, local support. It’s a breath of fresh air. It’s amusing to watch the high street banks doing their best to compete after dragging their feet for years, knowing full well giving their customers control over their own money would mean fewer opportunities to exploit money out of them. Well done Monzo for disrupting the industry and giving your customers banking that feels like it’s designed to help not hinder and deceive. Reviewed on: 24th January 2022

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Wouldn't set up my business anywhere else

5
Never had an easier to use business current account, and only takes a few minutes to set up. Reviewed on: 24th January 2022

Simple, reliable, friendly

5
Switching my business account was faultless, and they've been great ever since. Reliable, easy to use and well, it all just works! Reviewed on: 24th January 2022

The best business banking

5
Excellent service for business bankers Reviewed on: 19th April 2021

Business accounts made easy!

5
Thank you Monzo for accepting my business and be part of the Monzo family. Reviewed on: 19th April 2021

Good bank

5
Useful app and customer service Reviewed on: 18th April 2021

Great but not perfect

4
I've held a business account since they launched. Have been impressed however, development recently seems to have slowed down massively. Additionally, it's not possible to have more than one business account. Reviewed on: 16th April 2021

GAME CHANGER

5
Having all my finances under one roof is game changing Reviewed on: 15th April 2021

Simple, Slick, Sweet

5
Easy to set up, great features like Tax Pots and overall great user experience. Reviewed on: 12th April 2021

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