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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1757)

Excellent user experience

Been using monzo for 4 years among other banks. Monzo is always the best to deal with Reviewed on: 6th April 2023

Always bang on

Monzo are always bang on with whatever they do. Instant updates, notifications, support, it’s always right at your fingertips and done in seconds. Love the option to had invoices and receipts to payments and categorise the type of payment. Makes doing my tax return so easy. Reviewed on: 6th April 2023

Does everything I need it to

I use the monzo business banking app for my small business. It's really easy to use and the "tax pot" facility to automatically transfer a percentage of my deposits into a separate "pot" really helps me stay on top of things transactions are fast, and I can invoice directly from the app, as well as being able to add receipts to transactions. I'm really very happy with the product. Reviewed on: 6th April 2023

app usage

easy access and use. thank you monzo Reviewed on: 6th April 2023

Simply Brilliant

Monzo is what banking should be like in 2023. Fast, informative and packed with features. The high street banks either need to adapt and catch up or just shut down. Reviewed on: 6th April 2023

Monzo sets the standard for Business banking

It's pretty simple, Monzo have set the standards for the Business banking world so I couldn't go anywhere else due to the functions, simplicity and usefulness of the app. Everything is set up to save you time and is functional for business use. It just keeps getting better, from the saving pots, the auto deduction of tax and NI, payment links and invoice creation and reporting makes business planning a breeze. No other business bank even gets my attention because it really is monzo for me! Customer for life Reviewed on: 6th April 2023

Easy, simple banking

Since I’ve signed up I’ve been impressed. I love the payment links that allow me to get paid by card, and how easy it is to put money aside for tax. Really great banking for my business! Reviewed on: 6th April 2023

The Pesky Cactus

Great to bank with, made things very easy Reviewed on: 5th April 2023

Fantastic banking system

I set up my account about 2 years ago and I’ve never had an issue! It’s easy to use the app and they provide a great service! I highly recommend! Reviewed on: 5th April 2023

Astonished customer experience with Monzo

I had always enjoyed banking with Monzo bank, they are always supporting my businesses and protection my money too. Reviewed on: 5th April 2023

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