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Monzo: Business Account reviews

4.87
Based on 1,457 reviews, last reviewed 17th Feb 2026
7000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good worker and excelent service Era good worker and excelent service Reviewed on: 17th February 2026
Costel Memet's avatar
Costel Memet

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1457)

Most convenient banking service.

5
Most convenient banking service. Reviewed on: 12th February 2026

Loved the ease to open account.

5
Loved the ease to open account. Excellent features available for everyone to use and the app is great Reviewed on: 12th February 2026

Just easy to understand, colorful apps and quick res...

5
Just easy to understand, colorful apps and quick responses from customer service Reviewed on: 11th February 2026

Easy to use, great at snapshotting finances for tax...

5
Easy to use, great at snapshotting finances for tax returns. Amazing value for money! Reviewed on: 11th February 2026

ok A good review is informative, honest and detailed.

5
ok A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 11th February 2026

Great and getting better

5
Seamless joining experience, excellent app and constantly improving offering Reviewed on: 11th February 2026

Love Monzo but locking linked accounts behind a payw...

4
Love Monzo but locking linked accounts behind a paywall is a negative when a lot of banks offer this for free. Same with the accounting tools. Would be a 5/5 if these 2 things were changed. Reviewed on: 11th February 2026

Brilliant business bank never had any issues

5
Brilliant business bank never had any issues Reviewed on: 10th February 2026

The Business pro account is very good so far, love h...

5
The Business pro account is very good so far, love how you can take photos of your business recipes and upload them to each transaction.. very helpful and simple to use. Also the multiple card is really helpful. Happy so far. Reviewed on: 10th February 2026

The app has been so thoughtfully developed to enable...

5
The app has been so thoughtfully developed to enable business banking to be easy, practical and time saving. Can’t recommend Monzo highly enough for business was banking. Love the pot concepts, so we can be tax ready, clear demarcate our savings and who can’t love the sound it makes when money plops into your account!! Reviewed on: 10th February 2026

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