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Monzo: Business Account reviews

4.93
Based on 1,977 reviews, last reviewed 1st Apr 2026
57800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A modern and easy to use App. Fantastic after 20 years with Santander’s outdated system. Monzo is a pleasure to use. Reviewed on: 1st April 2026
SF's avatar
SF

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1977)

Monzo customer service...

5
Excellent customer service and online app very easy and clear for end user Reviewed on: 26th March 2026

Good service with no problems so far, having set up...

5
Good service with no problems so far, having set up as a single trader last summer. It was easy to set up and manage the account. Reviewed on: 26th March 2026

It simply simplifies my business account.

5
It simply simplifies my business account. Reviewed on: 26th March 2026

Fantastic account easy to monitor and track your pay...

5
Fantastic account easy to monitor and track your payments both what you receive and pay out. Reviewed on: 26th March 2026

I’m neurodivergent and using tax pots, ring fenced p...

5
I’m neurodivergent and using tax pots, ring fenced pots, cash flow statements, analysis etc, increased my efficiency, strengthens my financial management., endures my cash flow position is in my mind. Works for strengthening my weaknesses. In financial management accounts. Delighted with Monzo. Reviewed on: 26th March 2026

Free small business banking.

5
Free small business banking. AMAZING!!! Reviewed on: 25th March 2026

I joined Monzo almost a year ago.

5
I joined Monzo almost a year ago. I have a personal account, a business account, joint account and most recently set up an under 16’s account for my 13 year old. The app is so simple to use, but offers so much! It’s modern and light! Reviewed on: 25th March 2026

Very good bank Easy registration

5
Very good bank Easy registration Reviewed on: 25th March 2026

Very good app easy to use easy integration with acco...

5
Very good app easy to use easy integration with accounting software Reviewed on: 25th March 2026

Im very happy with the results a excellent team and...

5
Im very happy with the results a excellent team and experience Reviewed on: 25th March 2026

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