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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Very easy and straightforward to use

Very easy and straightforward to use Reviewed on: 20th March 2025

The best account I ever seen so far

The best account I ever seen so far Reviewed on: 20th March 2025

Handy to get an overview of incoming/outgoings and c...

Handy to get an overview of incoming/outgoings and categorise them. Also handy to set aside X% of incoming to certain long term expenses. This allows me to properly plan for irregular expenses such as tax/Vat as well as set aside certain amount for savings Reviewed on: 20th March 2025

Love love love!

Always so quick and super friendly service, I use it for personal and business and I have never had this great ever! Reviewed on: 20th March 2025

Changed over to Monzo business account and found the...

Changed over to Monzo business account and found the app superb for user experience so much so I’ve moved my current account to Monzo too. Use Monzo Flex for emergencies and love the flexibility of arranging my repayments. Reviewed on: 20th March 2025

Couldn’t ask for moee

I dont bank anywhere else now. So handy to have all the different pots and the clink of the money when it comes in and out of the account is cherry on top Reviewed on: 20th March 2025

Amazing experience

I have switched to Monzo for my business as I have received such amazing service through my personal. Everything is clear and easy to manage, makes saving, budgeting clear, easy and enjoyable. Reviewed on: 20th March 2025

It’s verry good for me,it’s easy to use

It’s verry good for me,it’s easy to use Reviewed on: 20th March 2025

Always a positive experience

Always good, no problems with using the app or Internet banking Reviewed on: 20th March 2025

Easy to use.

Easy to use. Customer service was helpful. Reviewed on: 20th March 2025

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