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Monzo: Business Account reviews

4.94
Based on 2,119 reviews, last reviewed 9th Apr 2026
71800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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2%
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2 star
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1%

Latest highest rating:

5

Fully recommended. Monzo is very user friendly and does what it says. Reviewed on: 9th April 2026
Antony L's avatar
Antony L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2119)

So many added perks to both business & personal bank...

5
So many added perks to both business & personal banking. Everything is easy to access & does what it says it should Reviewed on: 7th April 2026

Easy to manage and well layed out, everything I need...

5
Easy to manage and well layed out, everything I need from the service, invoice layouts are really helpful and create a sense of professionalism. Reviewed on: 7th April 2026

Monzo business 3 years in and a flawless performance.

5
We have been with Monzo business for 3 years. Absolutely flawless service and useful features that make running a small business a doddle! Reviewed on: 7th April 2026

Absolutely the best bank I have had in business.

5
Absolutely the best bank I have had in business. The level of data and analytics I find most useful as is their customer service. I wouldn’t hesitate to recommend them and I have to many of my friends. Reviewed on: 7th April 2026

Very helpful

5
Very helpful to me as I'm dyslexic and not the best in online things but Monzo will give me a ring if I'm struggling with something Reviewed on: 7th April 2026

Excellent service by monzo, I use monzo for my curre...

5
Excellent service by monzo, I use monzo for my current account, credit account and business account and recommend them to all family and friends Reviewed on: 7th April 2026

Simple to use, perfect functionality for a small bus...

5
Simple to use, perfect functionality for a small business, low fees- works perfectly for my small business Reviewed on: 7th April 2026

Great Service

5
We’ve been using Monzo Business since the early stages of our business, and honestly, it’s been a game changer. As a new business owner, having something that’s genuinely user-friendly makes all the difference—and Monzo absolutely delivers. Everything is clear, easy to navigate, and just works the way you need it to without any fuss. What’s really stood out for us is how much it’s helped with budgeting and keeping control of cash flow. Being able to instantly see where money is going, set aside funds, and stay organised has taken a lot of stress out of running the business. It’s not just a bank account—it’s a proper tool that’s supported our growth. Couldn’t recommend it enough for anyone starting out or looking to streamline their business finances. Reviewed on: 7th April 2026

Best app i have Monzo more tans 5 years is good and...

5
Best app i have Monzo more tans 5 years is good and fast. Tanks you monzo Reviewed on: 7th April 2026

Easy to use

5
Easy to set up, to adjust account name, to make transactions and download statements Reviewed on: 7th April 2026

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