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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1977 reviews)

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4.93

Based on 1,977 reviews, last reviewed 1st Apr 2026

57800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

A modern and easy to use App. Fantastic after 20 years with Santander’s outdated system. Monzo is a pleasure to use. Reviewed on: 1st April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1977)

So easy to use, clear and customer needs at heart al...

So easy to use, clear and customer needs at heart always Reviewed on: 25th March 2026

First Monzo account

It’s my first year with Monzo and I found the app and banking very good. Reviewed on: 25th March 2026

Mozno always resolves any issues quickly and efficie...

Mozno always resolves any issues quickly and efficiently. They respond to questions very quickly. When someone calls me from Monzo, I'm sure it's them because it's displayed in the app, which is very helpful and makes me feel more secure. Reviewed on: 25th March 2026

New to business and this account is invaluable

I'm completely new to business, Monzo is making building my business easy creating pots to save for future investments and training and labelling income and expenditure. I'm loving it Reviewed on: 25th March 2026

Monzo Made Starting My Business Banking Effortless

I had a great experience opening a business bank account with Monzo. The process was quick, smooth, and very easy to follow, even compared to other banks I’ve dealt with before. Everything was done through the app, and it was clear and efficient from start to finish. What really stood out was the customer support. I had an issue during the setup due to entering the wrong email address, and the support team responded quickly and professionally. They were patient, friendly, and resolved the problem without any stress. Monzo makes business banking feel simple and modern. The app is intuitive, transactions are easy to track, and it’s a great solution for small business owners who want something straightforward and reliable. Highly recommend Monzo to anyone starting or running a business. Reviewed on: 25th March 2026

Really good business bank account.

Really good business bank account. Not charges on lite version. Really good feature in its app too Reviewed on: 25th March 2026

Only been with Monzo for a few about 6 months but it...

Only been with Monzo for a few about 6 months but it’s been the best thing I’ve done Reviewed on: 25th March 2026

So easy and quick to set up account.

So easy and quick to set up account. App really easy to use Reviewed on: 25th March 2026

Has everything you need and more, easy to use.

My Monzo business account is very easy to use, has excellent facilities and references for transactions and the payment/get paid options are super easy to use. Reviewed on: 25th March 2026

Outstanding service

The App is excellent, easy to setup an account, to move funds and have control of my day to day business banking at a reasonable cost. Reviewed on: 25th March 2026

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