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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Monzo Business Account - all the functionality we need

Our Business Account is excellent, with the functionality we need. Very easy to use and navigate, being able to journal and label transactions, and even prevent or recall a payment within a sensible time frame. Reviewed on: 7th April 2026

A great bank providing safe, efficient service.

They're a great bank, simple to use, efficient with their services and with excellent protocols that keep accounts safe. I wish I'd swapped to them much earlier! Reviewed on: 7th April 2026

Excellent.

Excellent. Easy login. Clear statement Reviewed on: 7th April 2026

Fantastic way of managing my business money.

Fantastic way of managing my business money. Superb app experience and clever ways for me to personalise my account to look like how I need it to. Flexible with lots of functionality. Couldn't ask for more. Reviewed on: 7th April 2026

What a bank!

The app keeps you informed, it’s easy to deposit cheques and cash into your account. Reviewed on: 7th April 2026

Easy you use and makes banking so much better

Easy you use and makes banking so much better Reviewed on: 7th April 2026

Great business account no issues & always available...

Great business account no issues & always available if required Reviewed on: 7th April 2026

Switched my business account to Monzo last summer.

Switched my business account to Monzo last summer. As a small High Street business costs are extremely important to me, and when my then bank decided that I was suddenly going to have to pay what would work out as an extra £250+ each year I had to look for somewhere more reasonable. Switching was easy and all the tools are there to do what I need to do Reviewed on: 7th April 2026

I have been with Monzo now for 4 years and I have no...

I have been with Monzo now for 4 years and I have no complaints, it was easy to set up a business account as it can all be a bit overwhelming to start a business but Monzo definitely put me at ease setting up an account. The banking app makes it easy to manage your money, simple to use, I would highly recommend to anyone who is setting up a business account. Reviewed on: 7th April 2026

I love Monzo.

I love Monzo. So easy to use and helps me with my business spending, tax saving and so many perks! Reviewed on: 7th April 2026

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