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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1977 reviews)

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4.93

Based on 1,977 reviews, last reviewed 1st Apr 2026

57800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

A modern and easy to use App. Fantastic after 20 years with Santander’s outdated system. Monzo is a pleasure to use. Reviewed on: 1st April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1977)

Monzo Business Banking

I switched to Monzon for business last year. The switch was straight forward and Monzo have some great business accounts. I have the free account which has all the features I need as a business and more. The nominal fee of £1.00 to deposit cash is fair. The app is straight forward to use and the cheque deposit feature is just brilliant. Reviewed on: 26th March 2026

Simple to use and professional

Simple to use, great systems so pleased with the general day today transactions Reviewed on: 26th March 2026

Easy to use business account.

Easy to use business account. Paying bills on the app is very straight forward and instant, from paying suppliers to paying staff. Great overview of my monthly finances and having the ability to create a 'pot of money' to help plan for VAT and other large bills throughout the year is fantastic. Reviewed on: 26th March 2026

Perfect for me

So easy to use, clear details, many choices to tailor the account and experience, confidential payment links, just so straight forward for a newbie like me! Reviewed on: 26th March 2026

Absolutely amazing!

Absolutely amazing! They have helped me manage my money more wisely and everything’s all in one place. Would not hesitate to recommend. Reviewed on: 26th March 2026

Best of best

Excellent account, Excellent customer service Reviewed on: 26th March 2026

Easy to deal with,very informative and helpful

Easy to deal with,very informative and helpful Reviewed on: 26th March 2026

Easy and reliable Monzo

Easy to use reliable and the app is so user friendly providing overview and various stats for each account with many other functions. Jist great and also, the bank has already integrated functions to process transactions in line with the new tax requirements (I've not tested this yet but looking good at quick glance) Reviewed on: 26th March 2026

Excellent bank business for small business like me.

Excellent bank business for small business like me. Reviewed on: 26th March 2026

An excellent business account

A very good onboarding experience and an excellent product with some great features. It is very simple to use and makes managing my business income expenses very easy. Reviewed on: 26th March 2026

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