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Monzo: Business Account reviews

4.89
Based on 1,383 reviews, last reviewed 15th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Takes the stress out of running my business

5
Has really helped with the day to day management of my small business; the Xero integration is superb and I really appreciate the honesty from their in-app customer service when there was a little hiccup with my transactions syncing - so refreshing! Reviewed on: 18th February 2022

Great account - easy to use

5
Easy to use account. Love tax pots. Makes it easy to sort my finances. Reviewed on: 18th February 2022

Monzo for business

5
Other business accounts feel ancient, mysterious and complicated - like I'm doing something I should leave to grown ups. Monzo just makes it easy, Reviewed on: 18th February 2022

Simple and quick

5
Sending and receiving money is way too easy with Monzo business compared to other banks which is it's main selling point Reviewed on: 15th February 2022

Great business accounts for my sole trader business

5
Monzo makes all my business needs really easy and their CS staff are brilliant Reviewed on: 15th February 2022

So easy to manage

5
Gives u so many features to make business banking easy. Love the fact you can schedule payments Reviewed on: 15th February 2022

Great business banking for everyones needs

5
As with the personal, business account is great to use with simplicity and no additional cost Reviewed on: 26th January 2022

Made Banking Simple

5
I love the support from Monzo in not only opening my first business account but making all my on going banking so simple and seamless. I have my current and business bank accounts with Monzo now. Probably the best bank accounts I have ever had! 10/10. Switched away from the normal high street bank as they ain’t high street banks no more and just terrible in customer service compared to Monzo. Reviewed on: 25th January 2022

Trustworthy and true

5
I’d recommend Monzo to anyone looking for a reliable trustworthy banking experience There’s options for more features for a small fee, but standard is enough anyway! Monzo are keeping up with the times, they even have a twitter account for their bus! Reviewed on: 24th January 2022

Best bank of small business owners

5
Monzo is the Best bank of small business owners Reviewed on: 24th January 2022

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