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Monzo: Business Account reviews

4.86
Based on 1,386 reviews, last reviewed 1st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
See only 2 star reviews
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1%

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025
Michael S's avatar
Michael S

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1386)

Best bank I've used

5
Since I moved to monzo, 3 years ago, their customer service has been exceptional. I have always found the App to be much easier to move through vs my old bank and if I've ever had an issue, their response time is very quick and many times within an hour Reviewed on: 23rd February 2022

The best bank to work with

5
It is simple, practical, secure and offers everything that other high-street banks do, hassle free. I am loving having a Personal and Business account with Monzo. Reviewed on: 23rd February 2022

Best business bank

5
Friendly customer service, brilliant app Reviewed on: 23rd February 2022

Amazing bank

5
Best bank ever!! Couldn’t ask for anything more Reviewed on: 23rd February 2022

Love this bank

5
Great bank account, intuitive app.. flawless. Reviewed on: 23rd February 2022

Truly amazing, new age bank

5
Monzo provides an excellent inclusive experience to banking. Their customer service is outstanding being managed on their app and they are incredibly helpful with any issues you are having. Reviewed on: 23rd February 2022

Wow awesome

5
Been a Barclays customer for years, still had to go in with my passport. To identify myself self. Then wait for a phone call three weeks later to talk me through process. Well opened a personal account with Monzo same hour had a business account and the process is smooth. The Op is brilliant, with all the saving pots. Absolutelyy love it. Reviewed on: 23rd February 2022

New styleeee

5
Unlike any other business bank account Reviewed on: 23rd February 2022

THE BEST

5
Monzo is so far the best app I found to save my money and use debit card! I love how they treat costumers and their social media. Thank you for existing!!! Reviewed on: 23rd February 2022

Great product, great service.

5
Great product and features and great service from staff. Love what Monzo stands for and they have great products to back up their mission. Reviewed on: 23rd February 2022

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