Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2118 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,118 reviews, last reviewed 12th Feb 2025

4386% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great card Monzo flex is a great card that helps with everyday activities and building credit. Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2118)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

The platform is very user friendly, and the rates th...

The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025

It’s easy to access and the customer service is alwa...

It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

Excellent features, Flex is very convenient, great i...

Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025

Extremely user friendly and helps to manage your mon...

Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025

The easiest bank account/credit card I’ve ever had.

The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025

Monzo is easy to use and they have me my first credi...

Monzo is easy to use and they have me my first credit card to get me my first credit and it's going well Reviewed on: 10th February 2025

I really like the flex card!

I really like the flex card! It's user friendly, simple and effective. Reviewed on: 10th February 2025

Turn any purchase into 3 easy payments

Turn any purchase into 3 easy payments Reviewed on: 10th February 2025

Really easy to use and great flexibility.

Really easy to use and great flexibility. Reviewed on: 10th February 2025

Great bank.

Great bank. Monzo flex has been very useful in my day to day money management Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from first direct 4.24 from 25 reviews
Initial Credit Card
from Barclaycard 4.19 from 115 reviews
Credit Card
from Zable 4.94 from 27984 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub