Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1809 reviews)

View other Monzo products | Find out more about this product

4.95

Based on 1,809 reviews, last reviewed 7th Feb 2025

86% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I find the credit card incredibly simple to use, whi... I find the credit card incredibly simple to use, while also being flexible. Similar to Klarna in its style, it's a more modernised credit card than ha... Read more Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1809)

Review of the Monzo, Flex Credit Card:

Monzo Flex etra liney holidays

Monzo Flex helped me in the worst situations during the holidays, saved my life so many times, I just love it and recommended to all my friends Reviewed on: 1st June 2024

Not a credit card.

Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

Very good and giving credit and allows to pay winthi...

Very good and giving credit and allows to pay winthin 3 months Reviewed on: 25th March 2024

Good to use overseas

It’s good to use in Europe … but for their flex card .. they gave me a rubbish limit .. £250 … can’t buy anything with that Reviewed on: 25th March 2024

Monzo flex is really helpful.

Monzo flex is really helpful. Especially when with flight tickets, big purchases. Youve got options on how to pay for it Reviewed on: 25th March 2024

Once again, Monzo is changing the way we bank.

Once again, Monzo is changing the way we bank. Flex is a terrific idea. Reviewed on: 24th March 2024

Great Flex product and amazing app

Love Flex and love the app and visibility Reviewed on: 23rd March 2024

Monzo flex is the best.

Monzo flex is the best.. helped me in my big purchases like flight tickets.... Reviewed on: 18th March 2024

The flex account allows you to decide how you want t...

The flex account allows you to decide how you want to pay it. You can choose to pay in installment which is a nice option to have. It's also great to use on holiday when abroad Reviewed on: 18th March 2024

New and improved klarna

I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.33 from 862 reviews
Clubcard Credit Card
from Tesco Bank 4.05 from 306 reviews
Credit Card
from 118 118 Money 2.21 from 46 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub