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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2127 reviews)

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4.96

Based on 2,127 reviews, last reviewed 14th Feb 2025

4514% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Absolutely love it. Absolutely love it. The application is soo user friendly Reviewed on: 14th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2127)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Monzo is great!

One of the best credit cards I have. Integrates really well into Apple Wallet making purchases and flexible payments super easy. They are setting the standard of what a digital-first bank and credit card should be like. Reviewed on: 9th February 2025

Customer service and Interest Free

Customer service is always quick, timely and issues are swiftly dealt with clearly. The ability to flex payments as interest free over 3 months is novel, unbelievably helpful and outstanding. Reviewed on: 9th February 2025

Easy Repayment Options

Very easy to spread repayments if full payment isn’t an option. Everything is clear and there’s no complications Reviewed on: 9th February 2025

Best bank ever, easy to transfer, easy to track your...

Best bank ever, easy to transfer, easy to track your spending and saving and the flex card is a bonus Reviewed on: 9th February 2025

Love the three month interest free option

Love the three month interest free option and the ease of using the app Reviewed on: 9th February 2025

Super easy to use, recommend to everyone.

Super easy to use, recommend to everyone. Way better than other credit card providers in that I can use flex after the purchase has been made. Love that I can pay it off so easily when my current account balance is higher. Good credit limit too. Reviewed on: 9th February 2025

Best credit card

It's a great option. It helps end of the month or at bigger purchase. It's good they let us decide the payments. Reviewed on: 9th February 2025

Simply Excellent!

Simply Excellent! They have been very responsive to all my queries, flex credit card has been amazing, especially in terms of flexibility of payment. I would definitely recommend Monzo to anyone I know Reviewed on: 9th February 2025

I have had nothing but an amazing experience with mo...

I have had nothing but an amazing experience with monzo. I wouldn’t bank anywhere else. There flex credit card is absolutely brilliant. It makes other banks cards like like there from the Stone Age. Reviewed on: 9th February 2025

Amazing, I never had the opportunity to achieve my g...

Amazing, I never had the opportunity to achieve my goals with any Bank until I met Monzo Reviewed on: 9th February 2025

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