Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2179 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,179 reviews, last reviewed 22nd Feb 2025

18600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Best bank ever Such a great feature for banking Reviewed on: 22nd February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2179)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Very good credit card hassle free

Very good credit card hassle free Reviewed on: 10th February 2025

Fantastic service with great UX

Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025

The platform is very user friendly, and the rates th...

The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025

It’s easy to access and the customer service is alwa...

It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

Excellent features, Flex is very convenient, great i...

Excellent features, Flex is very convenient, great interest rates too Reviewed on: 10th February 2025

Extremely user friendly and helps to manage your mon...

Extremely user friendly and helps to manage your money in a more diligent and insightful way! Reviewed on: 10th February 2025

The easiest bank account/credit card I’ve ever had.

The easiest bank account/credit card I’ve ever had. Monzo makes it so easy to budget and use my credit responsibly. Reviewed on: 10th February 2025

Monzo is easy to use and they have me my first credi...

Monzo is easy to use and they have me my first credit card to get me my first credit and it's going well Reviewed on: 10th February 2025

I really like the flex card!

I really like the flex card! It's user friendly, simple and effective. Reviewed on: 10th February 2025

Turn any purchase into 3 easy payments

Turn any purchase into 3 easy payments Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.17 from 8 reviews
Credit Card
from American Express 4.46 from 121 reviews
Credit Card
from Argos 3.45 from 52 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub