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Monzo: Flex Credit Card reviews

4.95
Based on 1,810 reviews, last reviewed 7th Feb 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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Latest highest rating:

5

Great For Budgeting This credit card allows me to budget for larger purchases and pay them off over three months, interest free. Perfect. Reviewed on: 7th February 2025
Sarah W's avatar
Sarah W

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1810)

Review of the Monzo, Flex Credit Card:

Monzo Flex etra liney holidays

5
Monzo Flex helped me in the worst situations during the holidays, saved my life so many times, I just love it and recommended to all my friends Reviewed on: 1st June 2024

New and improved klarna

5
I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

Competitive credit card compared to other banks.

5
Competitive credit card compared to other banks. Plus easy to pay with current account. It also enables you to change installments. Reviewed on: 18th March 2024

Really easy to get, use and track on the app.

5
Really easy to get, use and track on the app. Reviewed on: 17th March 2024

A top idea it’s brilliant .

5
A top idea it’s brilliant . So easy to use and very very understandable Reviewed on: 15th March 2024

Monzo flex is good and excellent customer service.

5
Monzo flex is good and excellent customer service. monzo current account is also very good Reviewed on: 14th March 2024

Absolutely phenomenal banking experience

5
Absolutely phenomenal banking experience Reviewed on: 14th March 2024

Monzo is great

5
Easy to use, easy to manage, and has a lot of saving options. The security is great. I had been a victim of minor fraud and it was resolved very quick with monzo Reviewed on: 14th March 2024

I don’t have any words for Monzo bank because it’s a...

5
I don’t have any words for Monzo bank because it’s a wonderful bank but I want to say that I really proud to be Monzo bank costumer. Reviewed on: 13th March 2024

Monzo flex has made my life very flexible

5
Monzo flex has made my life very flexible Reviewed on: 13th March 2024

Very convenient and easy to use.

5
Very convenient and easy to use. Reviewed on: 13th March 2024