Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2166 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,166 reviews, last reviewed 18th Feb 2025

5057% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Easy to use I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2166)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Very impressive savings and loan options.

Very impressive savings and loan options. Reviewed on: 9th February 2025

Best App with User Experience

Lovely. Mknzo is the best banking experience in UK. App is having best user experience. Reviewed on: 9th February 2025

Very good on all the services, but would like to see...

Very good on all the services, but would like to see mortgages and pensions we can pay into. Reviewed on: 9th February 2025

Great service with loads of game changers early paym...

Great service with loads of game changers early payments great credit card keep up the good work Reviewed on: 9th February 2025

Mostly had good experiences with Monzo.

Mostly had good experiences with Monzo. Only thing bad has been waiting for a response for weeks about an issue. Reviewed on: 9th February 2025

Convenient, reliable and modern to use.

Convenient, reliable and modern to use. Better than other banks Reviewed on: 9th February 2025

It’s been amazing.

It’s been amazing. By far the best I’ve used so far. Easy to use, track your spending and payments easily, pay in 3 months interest free, can pay early, can edit payment plan, can do everything. It’s been amazing. Big ups to the Monzo team Reviewed on: 9th February 2025

I have been with Monzo for years and it’s by far the...

I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

Best experience ever , user friendly Reviewed on: 9th February 2025

Reliable bank!

Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.58 from 18 reviews
Classic Credit Card
from Bank of Ireland 1.83 from 5 reviews
Premier Credit Card
from HSBC 3.74 from 19 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub