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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1799 reviews)

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4.95

Based on 1,799 reviews, last reviewed 5th Feb 2025

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo are amazing! Monzo are amazing! their customer support is super friendly and helpful, and they have so many options within their bank (Flex, Investments, Savings, ... Read more Reviewed on: 5th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1799)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Brilliant credit card. Maybe too flexible?

I have found the Monzo flex card incredibly useful and very easy to use. The flexibility of credit and interest free payment periods with individual purchases is fantastic. My only negative would be that it is a little bit too easy to use and can be dangerous for people who use a lot of credit. But if you can manage it well, the flexibility of this product it is great. Very cool card too! Reviewed on: 11th March 2024

i don’t like credit cards, but I like Monzo flex

A modern credit card that is so well integrated into your current account. Reviewed on: 10th March 2024

IT s a very good aplication,i like it

IT s a very good aplication,i like it Reviewed on: 10th March 2024

A much better credit card experience

The ease at which the Flex card integrates into my other accounts makes managing my payments easy. Being able to Flex a payment later gives extra options for managing my money. Choosing my repayment timescale adds to the flexibility. Reviewed on: 8th March 2024

Nota 10 pentru tot

Este o bancă extraordinar de buna sunt foarte mulțumit. Reviewed on: 8th March 2024

Monzo Flex has changed how I manage my finances.

Monzo Flex has changed how I manage my finances. Here's why: Flexibility: I can spread the cost of purchases over 3, 6, or 12 months, and the 3-month option is interest-free! Perfect for unexpected expenses or planned purchases that I'd rather pay for gradually. Easy to use: The app is super intuitive. I can "flex" past purchases in a few taps and keep track of my payment plans easily. Reviewed on: 8th March 2024

The best , most flexible credit card available in th...

The best , most flexible credit card available in the United Kingdom Reviewed on: 8th March 2024

Great bank

Great user interface, responsive staff - Innovative products Reviewed on: 8th March 2024

Love flex at managing my finances

Love flex and how versatile it is to managing my finances! Reviewed on: 8th March 2024

I've loved how transparent and easy to use everythin...

I've loved how transparent and easy to use everything is on the app and how I can fling money about with no issues. I feel completely in control of my own money which is how it should be Reviewed on: 8th March 2024

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