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Monzo: Flex Credit Card reviews

4.96
Based on 2,173 reviews, last reviewed 21st Feb 2025
18300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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Latest highest rating:

5

Love the Flex Card The Flex Card is brilliant & helps spread the financial load. Reviewed on: 21st February 2025
Chass's avatar
Chass

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2173)

Review of the Monzo, Flex Credit Card:

Really monzo bank help hard time,thankyo so much for this opportunity

5
Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

Monzo Flex Credit card is a fantastic card

5
Monzo Flex Credit card is a fantastic card which really does give you great flexibility as to how you wish to pay for goods and services. I love the fact that you can pay for items either straight away or over many months if you so wish to make things easier The card helps you to stay in perfect control of your finances. Reviewed on: 10th February 2025

Customer service is great and they’re always ahead o...

5
Customer service is great and they’re always ahead of the game Reviewed on: 9th February 2025

I just wanted to share how happy I am with Monzo!

5
I just wanted to share how happy I am with Monzo! The app is super easy to use, the features are great, and the customer service has been fantastic. Managing my finances has never been this smooth, and I really appreciate the transparency and innovation you bring to banking. Reviewed on: 9th February 2025

Very good breakdown!

5
Very good breakdown of what your spending looks like! Reviewed on: 9th February 2025

Monzo understands what we need the most

5
Monzo understands what we need the most Reviewed on: 9th February 2025

Very simple and convenient to use, super user friendly

5
Very simple and convenient to use, super user friendly Reviewed on: 9th February 2025

Monzo has been a blessing

5
Monzo has been one of the least stressful banks I've had to deal with. Their services, offers and packages are fantastic. I think the fact that I can visibly see, every day, that Monzo are striving for excellence and improvement is what keeps me confident in them. I have skipped many offers to join other banks offering some sort of joining fee/prize, and that speaks for itself because I'd rather lose out on some extra money than leave a bank I love. Monzo comes highly recommended by me! Reviewed on: 9th February 2025

Very impressive savings and loan options.

5
Very impressive savings and loan options. Reviewed on: 9th February 2025

Best App with User Experience

5
Lovely. Mknzo is the best banking experience in UK. App is having best user experience. Reviewed on: 9th February 2025

Very good on all the services, but would like to see...

5
Very good on all the services, but would like to see mortgages and pensions we can pay into. Reviewed on: 9th February 2025

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