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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1799 reviews)

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4.95

Based on 1,799 reviews, last reviewed 5th Feb 2025

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo are amazing! Monzo are amazing! their customer support is super friendly and helpful, and they have so many options within their bank (Flex, Investments, Savings, ... Read more Reviewed on: 5th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1799)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Grounbreaking BNPL/Credit offering!

Grounbreaking BNPL/Credit offering! Monzo Flex is a unique solution to the BNPL/Credit arena, with multiple repayment options. Being able to 'Flex' a qualifying existing transaction is amazing and helps with financial control & decisions. Top marks! Reviewed on: 8th March 2024

I have been using monzo for a long time and I am ver...

I have been using monzo for a long time and I am very happy with this card Reviewed on: 7th March 2024

Monzo has been really user-friendly.

Monzo has been really user-friendly. I like cash withdrawals of £400 without any interest on top Reviewed on: 5th March 2024

Transparency

Flex is great. They are very transparent about any fees on there, gives me an option to split every payment into smaller installments, and tells me what the interest would be. Its very simple, I get notifications of when my payments are going to come out, so I can easily keep track. Reviewed on: 5th March 2024

Low interest rates

The Monzo flex credit has been very helpful and the interest rate is quite low. I like the flexibility of being able to pay back what I have used in small bits and use the money again, once I’ve paid into flex. Reviewed on: 5th March 2024

Best credit card

Very easy to use and also very convenient Reviewed on: 4th March 2024

Love Monzo.

Love Monzo. Everything is great and products are fantastic. Reviewed on: 4th March 2024

Amazing bank

Never had an issue. Staff are amazing if you need help. Best bank out there Reviewed on: 3rd March 2024

Fantastic bank they’ve best staff

Fantastic bank they’ve best staff Reviewed on: 1st March 2024

Monzo has the best services (products) on the market !

Monzo has the best services (products) on the market ! Reviewed on: 1st March 2024

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