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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2107 reviews)

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4.96

Based on 2,107 reviews, last reviewed 12th Feb 2025

4229% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

excellent services, overdraft, credit card, I have r... excellent services, overdraft, credit card, I have recommended it to many co-workers and family Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2107)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

6 years and counting, never let me down.

6 years and counting, never let me down. Reviewed on: 9th February 2025

Monzo is a great bank with good benefits.

Monzo is a great bank with good benefits like Monzo Plus, which provides perks like Greggs. Monzo Flex is the best for repaying large purchases like new tires over 3 months. Reviewed on: 9th February 2025

Excellent

Regarding my flex card, I have only had good experiences, easy to use and everything works as expected Reviewed on: 9th February 2025

Excellent bank in all spheres and at All times

Excellent bank in all spheres and at All times Reviewed on: 9th February 2025

Very covenient credit card.

Very covenient credit card. Expenses, due and limits are always posted Reviewed on: 9th February 2025

Monzo flex - easy to use

Very easy to use and great to help manage debt as it’s easy to adjust monthly payments. Reviewed on: 9th February 2025

Monzo is great!

The app is a game changer! They offer brilliant features and services and help me manage my money better and organise everything in one place. Brilliant! Reviewed on: 9th February 2025

World class trade of use, great flex all of the time...

World class trade of use, great flex all of the time with no games Reviewed on: 9th February 2025

Love the ease of use, and how great the app to see e...

Love the ease of use, and how great the app to see everything. I like being able to adjust my monthly payment for just one item or for the whole month. Reviewed on: 9th February 2025

Great bank, great feature and service

Easy to set up. Good savings tools and fair lending policies. Great bundled benefits in paid for accounts. Reviewed on: 9th February 2025

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