Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Fantastic Service

The flex account system with Monzo has really put me in control of my lending and budgeting. I can spread the cost of a purchase over 3, 6, 9, or even 12 months! I can make extra payments that come off at the end or pay my monthly payment early anytime I like, I can also clear the balance in full with no admin charges. I also like how it's really clear about how much you pay in interest and how much you save when you pay the balance early. It's just super clear! Reviewed on: 5th March 2023

Monzo is great, the customer service is fantastic an...

Monzo is great, the customer service is fantastic and it feels really easy and secure. They offer loads of services and their savings interest rate is fab! I'd recommend them to anyone! Reviewed on: 24th May 2024

I decided to get the flex credit card as I had used...

I decided to get the flex credit card as I had used pay in 3 before for other products but with the flex card you can use pay in 3 easily in store and online. The options to payback the money are easily shown and broken down so you know how much you'll be laying when and how much the interest will be too. Reviewed on: 24th May 2024

Reasonable rates, good app and responsible lending.

The Monzo App is great and flex provides a reasonable rate credit line to use alongside the current account. Lower interests and monthly full repayments gives a safe way of using credit without risking an overstretch. Reviewed on: 23rd May 2024

Good for credit score

Always a great customer service and flex is really handy in keeping spending while also working to increase my credit score Reviewed on: 23rd May 2024

Genius approach

I have never had problems with Monzo and I’m always made aware of when I’m spending too much and the options to make payments and then flex them later is a game changer. Reviewed on: 20th May 2024

Monzo flex has really helped me manage big payments.

Monzo flex has really helped me manage big payments. I love that I can adjust the limit and feel in control of my budget. Reviewed on: 11th May 2024

Never had an issue, helpful, good app.

Never had an issue, helpful, good app. Reviewed on: 17th April 2024

Like the repayment options

Like the repayment options. It’s different from traditional cards Reviewed on: 17th April 2024

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub