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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2071 reviews)

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4.96

Based on 2,071 reviews, last reviewed 10th Feb 2025

3743% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Apple Pay Integration Simple to use and very clear interest rates. Monzo Flex now is integrated in Apple Pay/Wallet without any additional set up allowing me to create flex... Read more Reviewed on: 10th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2071)

Review of the Monzo, Flex Credit Card:

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

It’s Flextime

My experience with Monzo Bank has been very accommodating for they have online banking. When I need to transfer funds and pay bills it can be done at my convenience. It has been a positive experience with personable banking service in a timely manner. My time has been limited so banking must be fast and effective. Monzo flex is very convenient to use anywhere, so I don’t need to carry cash with me for payments. Reviewed on: 9th April 2024

I’ve had a few problems my fault and the agents I ha...

I’ve had a few problems my fault and the agents I have talked to have sorted it out in minutes, I say, pity other companies can’t learn from them Reviewed on: 9th April 2024

Monzo it’s a highly app to use that I will recommend...

Monzo it’s a highly app to use that I will recommend to my family and friends. Since I started with Monzo I can really managed my account wisely Reviewed on: 9th April 2024

I use Monzo Flex and it’s really helping me build my...

I use Monzo Flex and it’s really helping me build my credit score after a tough few years Reviewed on: 8th April 2024

Easiest customer experience ever.

Easiest customer experience ever. Reviewed on: 8th April 2024

Spreading a past purchase

Love the flexibility to spread a purchase that I have already paid for Reviewed on: 7th April 2024

The most transparent credit card that I have used.

The most transparent credit card that I have used. It makes repayment so easy and encourages a healthy relationship with your credit card. Reviewed on: 6th April 2024

Modern day credit card that works for you.

Modern day credit card that works for you. Love the flexibility in repayments and flex options of previous purchases. Reviewed on: 6th April 2024

Love Monzo!

Love Monzo! Have had a Monzo card for 6 years and use it especially when traveling bc no travel fees Reviewed on: 5th April 2024

Innovative, easy to use - puts all my credit card wo...

Innovative, easy to use - puts all my credit card worries to rest Reviewed on: 5th April 2024

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