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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Best bank I've used

Best bank I've used, easy and efficient to use, everything in one place with notifications and alerts to keep you informed. The extras and perks are brilliant as well. Reviewed on: 13th February 2025

A game changer bank

A game changer bank who understands how to engage it's customers with smarter money management. Reviewed on: 13th February 2025

Excelente producto,

Excelente producto, lo recomiendo Reviewed on: 13th February 2025

Fantastic service all round.

Fantastic service all round. Great product, so easy to use and manage payments. Reviewed on: 13th February 2025

Great card

Monzo flex is a great card that helps with everyday activities and building credit. Reviewed on: 12th February 2025

the monzo app is so easy to navigate and makes savin...

the monzo app is so easy to navigate and makes saving and investing fun and stress free Reviewed on: 12th February 2025

quick, intuitive, easy, and great offers

quick, intuitive, easy, and great offers Reviewed on: 12th February 2025

Great flexibility

I love the Monzo Flex Credit Card, it is great to be able to pay off some items sooner than others, it really helps me to manage my monthly budget. Reviewed on: 12th February 2025

Excellent, no problems

Very easy to use the application and especially to make a transaction. Highly recommended. Reviewed on: 12th February 2025

Best UI ever, smooth, fast and reliable.

Best UI ever, smooth, fast and reliable. Reviewed on: 12th February 2025

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