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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3183 reviews)

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4.90

Based on 3,183 reviews, last reviewed 14th Jun 2026

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex is a virtual credit card integrated direc... Monzo Flex is a virtual credit card integrated directly into the Monzo app that allows you to split purchases between £30 and £10,000 into installment... Read more Reviewed on: 14th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3183)

Smooth experience.

Smooth experience. Outstanding service. Reviewed on: 9th February 2026

Flex is a great product!

Great product, allows me to flex big purchases and choose a repayment that suits me Reviewed on: 9th February 2026

The flex credit card is so good and the app is very...

The flex credit card is so good and the app is very easy to use Reviewed on: 9th February 2026

Monzo credit card

Monzo approved my credit card straight away. And in no time at all they increased my limit too. Always been good to use Reviewed on: 9th February 2026

Monzo has been so helpful and good bank.

Monzo has been so helpful and good bank. They are always there when you need them, they make sure at all time they meet up with any issues and solve them for you. They are very reliable and trustworthy. Reviewed on: 9th February 2026

Monzosure!

It is easy to used and it offers a lot of cashbacks and rewards. I start using Monzo last year and I am so thankful to my friend who recommend this bank. Compare to other banks that I used Monzo is great you can guaranteed thay your money is safe and secure. Reviewed on: 9th February 2026

Best credit card for everyday spending

Really like the fact that you can flex payments and get cash back when using the flex credit card Reviewed on: 9th February 2026

Fantastic

Simply the best online bank in the UK Reviewed on: 9th February 2026

Easy to use and manage.

Easy to use and manage. Very helpful card to have Reviewed on: 9th February 2026

I find Monzo easy to use and very helpful

I find Monzo easy to use and very helpful Reviewed on: 9th February 2026

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