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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2086 reviews)

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4.96

Based on 2,086 reviews, last reviewed 11th Feb 2025

3957% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Flex makes it easier for me to manage and change pay... Flex makes it easier for me to manage and change payments as I go, and I rarely have to pay any interest because of the pay in 3 for free option. Reviewed on: 11th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2086)

Spreading a past purchase

Love the flexibility to spread a purchase that I have already paid for Reviewed on: 7th April 2024

The most transparent credit card that I have used.

The most transparent credit card that I have used. It makes repayment so easy and encourages a healthy relationship with your credit card. Reviewed on: 6th April 2024

Modern day credit card that works for you.

Modern day credit card that works for you. Love the flexibility in repayments and flex options of previous purchases. Reviewed on: 6th April 2024

Love Monzo!

Love Monzo! Have had a Monzo card for 6 years and use it especially when traveling bc no travel fees Reviewed on: 5th April 2024

Innovative, easy to use - puts all my credit card wo...

Innovative, easy to use - puts all my credit card worries to rest Reviewed on: 5th April 2024

Changed the game.

Changed the game. So flexible , clear in what I pay and when. Customisable Reviewed on: 4th April 2024

Simply very easy to use.

Simply very easy to use. No commission fees, sharing bill is easy and requesting money easy too Reviewed on: 4th April 2024

Easy & Flexible

I have been using my Monzo card for nearly a year & it’s so great to have the flexibility with it & also the app makes it super easy to keep track of spend. Reviewed on: 4th April 2024

I love the flex option.

I love the flex option. It makes me feel in control of my finances and my life! Reviewed on: 4th April 2024

The flexibility of the card is incredible.

The flexibility of the card is incredible. I wouldn’t normally be a big credit card user but the Monzo card is so nice to use with such flexible payments that I use it often for security and also to spread out large payments Reviewed on: 4th April 2024

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