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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3183 reviews)

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4.90

Based on 3,183 reviews, last reviewed 14th Jun 2026

77% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex is a virtual credit card integrated direc... Monzo Flex is a virtual credit card integrated directly into the Monzo app that allows you to split purchases between £30 and £10,000 into installment... Read more Reviewed on: 14th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3183)

Great credit card

Great. The extra flexibility is useful and I like how you can pay of each item as well as your monthly bill Reviewed on: 9th February 2026

Excellent credit card facility.

Excellent credit card facility. Great customer service. Reviewed on: 9th February 2026

Monzo is always coming out with innovative to their...

Monzo is always coming out with innovative to their customers to be financially savy Reviewed on: 9th February 2026

Flex is great

Using flex already for 2,5 years and happy with it. Helping a lot to increase credit score, started with only 250£ and now it’s already 5k. Easy to borrow, easy to payback Reviewed on: 9th February 2026

The best bank in Uk. Easy to use abroad .

The best bank in Uk. Easy to use abroad . Reviewed on: 9th February 2026

Monzo is a modern banking app.

Monzo is a modern banking app. They offer a great flex purchase credit card which is great peace of mind in this current unstable financial climate. Reviewed on: 9th February 2026

Monzo flex best credit provider

Monzo flex purchase credit card has been affordable,reliable, and flexible. They offer opportunities to increase or decrease your monthly installments and advise of decrease or increase of interest applied so no hidden costs. Reviewed on: 9th February 2026

Super modern credit card alternative - way above the...

Super modern credit card alternative - way above the usual offerings Reviewed on: 9th February 2026

Transparency and Flexibility

Flexibility to suit my needs, super easy to manage in the app, clear repayment options and clear charges. Reviewed on: 9th February 2026

Amazing and friendly Credit

Amazing credit provided by Monzo plus loads of cash backs and rewards schemes Reviewed on: 9th February 2026

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