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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2093 reviews)

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4.96

Based on 2,093 reviews, last reviewed 11th Feb 2025

4043% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great way to manage credit! Good way to manage credit, clear and easy to use app - interest free options are great! Reviewed on: 11th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2093)

Love Monzo!

Love Monzo! Have had a Monzo card for 6 years and use it especially when traveling bc no travel fees Reviewed on: 5th April 2024

Innovative, easy to use - puts all my credit card wo...

Innovative, easy to use - puts all my credit card worries to rest Reviewed on: 5th April 2024

Changed the game.

Changed the game. So flexible , clear in what I pay and when. Customisable Reviewed on: 4th April 2024

Simply very easy to use.

Simply very easy to use. No commission fees, sharing bill is easy and requesting money easy too Reviewed on: 4th April 2024

Easy & Flexible

I have been using my Monzo card for nearly a year & it’s so great to have the flexibility with it & also the app makes it super easy to keep track of spend. Reviewed on: 4th April 2024

I love the flex option.

I love the flex option. It makes me feel in control of my finances and my life! Reviewed on: 4th April 2024

The flexibility of the card is incredible.

The flexibility of the card is incredible. I wouldn’t normally be a big credit card user but the Monzo card is so nice to use with such flexible payments that I use it often for security and also to spread out large payments Reviewed on: 4th April 2024

Flex puts you in control of your money!

Having used Monzo Flex for almost 2 years now, I can honestly say that this has been the best credit card I have ever experienced. Update after update, the number of things you can do with this card is incredible. From paying in one go to Flex for up to 24 months (always check how much interest you will pay), Flex puts you in control and allows you to have a full picture of your spending. Plus, Monzo's Customer Service is simply great and they are always there to make things work for you. Reviewed on: 4th April 2024

Great scheduling

I have used flex for years and try my best to never miss a payment, I like the way it has been set up to automatically be paid off otherwise I would have a chance of putting it off. I also love the freedom of being able to pay off extra. And I’m very appreciative of the gesture to flex a payment a few days after the purchase! Reviewed on: 4th April 2024

I absolutely love the flex credit card.

I absolutely love the flex credit card. I try and keep an eye of how much interest I’m paying on everything and Monzo makes this so easy! The flex card is a game changer when you have something urgent to pay for! Reviewed on: 4th April 2024

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