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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Very simple to use, and love the way its laid out al...

Very simple to use, and love the way its laid out alone with all the features it has Reviewed on: 11th February 2025

I love how you can do interest free and split it int...

I love how you can do interest free and split it into 3 payments. Saved me a lot Reviewed on: 11th February 2025

A personalised & modern day banking experience.

Easy to navigate and very intuitive. Reviewed on: 11th February 2025

Fantastic

Great service very simplified service with great perks and lots of different options / choices definitely recommended Reviewed on: 11th February 2025

Love how easy and intuitive to use the app is

Love how easy and intuitive to use the app is Reviewed on: 11th February 2025

Unable to Fault

I am unable to fault Minzo’s expertise in every aspect of banking, from a small bank account to a large one they are with you all the way giving interesting ideas at all times - definitely not a boring bank Reviewed on: 11th February 2025

EASY TO USE

A really good banking experience. They absolutely rocking with their user friendly app. Reviewed on: 11th February 2025

Best bank for 2025

Easy to apply for online , choice of cards with different benefits. I would say this is the best bank account for 2025 . Reviewed on: 11th February 2025

Very good

Transactions are very easy and practically instantaneous. I highly recommend Monzo! Reviewed on: 11th February 2025

Great way to manage credit!

Good way to manage credit, clear and easy to use app - interest free options are great! Reviewed on: 11th February 2025

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