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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
78% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Fantastic Service

5
The flex account system with Monzo has really put me in control of my lending and budgeting. I can spread the cost of a purchase over 3, 6, 9, or even 12 months! I can make extra payments that come off at the end or pay my monthly payment early anytime I like, I can also clear the balance in full with no admin charges. I also like how it's really clear about how much you pay in interest and how much you save when you pay the balance early. It's just super clear! Reviewed on: 5th March 2023

Excellent flex card options.

5
Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

5
Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

5
I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

Always had great service.

5
Always had great service.glad MONZO is in my wallet Reviewed on: 16th April 2024

Why monzo is great

5
Monzo is a simple app to use with many great benefits like money pots , cash back services , credit card services etc Reviewed on: 16th April 2024

Great card really proactive in its use

5
Great card really proactive in its use Reviewed on: 16th April 2024

love how easy monzo flex is.

5
love how easy monzo flex is. super clear to see how much you have left to pay and how to pay off more towards your balance. Reviewed on: 16th April 2024

Monzo is simply the best

5
The truth is, Monzo is a bank that is ready and willing for this digital era. Anyone with an older bank account or your typical street banks, don’t get the same ease of access or control management from Monzo. The app is super easy to use and do everything!!! Natwest was my original bank and the app is only just bringing in functions that Monzo have had for years. I have moved everything over to Monzo as I love it. I even have a joint account with my brother to manage our tenancy and bills. Reviewed on: 16th April 2024

Convenient and user friendly

5
Super convenient to sign up and use, very user friendly experience. They're also releasing new features regularly, which are all good in my experience. Reviewed on: 16th April 2024

Excellent service, very reliable and user friendly.

5
Excellent service, very reliable and user friendly. Monzo premium is also great and Monzo flex is very helpful Reviewed on: 16th April 2024

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