Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2108 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,108 reviews, last reviewed 12th Feb 2025

4243% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good start service exilent they give much time for r... Good start service exilent they give much time for re paid Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2108)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

A great credit card with the normal smarts of Monzo.

A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

Flex is my go to option for larger purchases

Flex is easy to use, super transparent on fees, allows me to repay early and it's directly connected to my Monzo account so I have everything in one place. Reviewed on: 10th February 2025

Smooth and easy to use.

Smooth and easy to use. Also friendly user Reviewed on: 10th February 2025

Financial Control

Monzo has helped me take control of my finances Reviewed on: 10th February 2025

I have used it for so long and it’s been...

I have used it for so long and it’s been amazony Reviewed on: 10th February 2025

amazing bank

amazing bank best!!!! best service best loans, best card Reviewed on: 10th February 2025

Very good bank.

Very good bank. Would recommend to friends. Reviewed on: 10th February 2025

Extremely easy to use facility.

Extremely easy to use facility. Able to select straight after payment how, when and how much you want to pay and customise it your way Reviewed on: 10th February 2025

Greatest bank with the best application!

Simply the greatest bank with the best application ever made to manage your money. Reviewed on: 10th February 2025

Great product overall

Excellent credit card! Monzo makes me feel confident I understand exactly what I owe, when I need and can pay back, how much interest I pay with different term lengths, etc.. It is flexible and I can tailor my borrowing to what I need at each moment. Really good not having to pay any fees in order to pay early. Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.79 from 18 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Platinum Cashback Credit Card
from American Express 4.44 from 64 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub