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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1809 reviews)

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4.95

Based on 1,809 reviews, last reviewed 7th Feb 2025

86% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I find the credit card incredibly simple to use, whi... I find the credit card incredibly simple to use, while also being flexible. Similar to Klarna in its style, it's a more modernised credit card than ha... Read more Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1809)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Never had any issues at all best credit ever!

Never had any issues at all best credit ever! Reviewed on: 15th April 2024

Simple and easy to use, application process simple

Simple and easy to use, application process simple, card arrived quickly. Reviewed on: 15th April 2024

The flexi Smart.

The flexi Smart. it gives great flexibility Reviewed on: 15th April 2024

Monzo is designed for my generation Gen Z but also t...

Monzo is designed for my generation Gen Z but also takes the pain out of banking for those that are older. As someone who struggles to focus it's perfect! Reviewed on: 15th April 2024

Super straightforward UI, easy to change installment...

Super straightforward UI, easy to change installment plans and see how much I owe. Reviewed on: 15th April 2024

Good and easy to use credit card

Really good credit card, easy to use and understand what is going on with my finances (how much left to pay, what exactly I'm paying and how much interest I'm paying). Reviewed on: 15th April 2024

So versatile and intuitive to use!

So versatile and intuitive to use! Reviewed on: 15th April 2024

Flex is a phenomenal experience from start to end.

Flex is a phenomenal experience from start to end. The ability to flex payments is a godsend, and I find myself using it regularly for big purchases when I didn’t think to use my credit card. Reviewed on: 15th April 2024

Flex card provides clear and easily understandable e...

Flex card provides clear and easily understandable explanation around any charges or interest and you have full control over each payment and how you choose to pay as well as having a default choice. I love the feature to flex any debit card payments from the last 2 weeks. Thoroughly recommend Reviewed on: 15th April 2024

Happy with their service

Been with Monzo since 2017 and happy with their services. Reviewed on: 15th April 2024

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