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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1797 reviews)

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4.95

Based on 1,797 reviews, last reviewed 13th Jan 2025

86% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Simply Amazing I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with... Read more Reviewed on: 13th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1797)

Review of the Monzo, Flex Credit Card:

The best Buy-Now-Pay-Later you can get

The best Buy-Now-Pay-Later you can get Reviewed on: 15th January 2024

Perfect alternative to a credit card

Relatively high limit (3000 already although I have only been using it for 6 months), 0% interest in first 3 months after purchase, easy application process Reviewed on: 14th April 2024

Monzo flex - FANTASTIC

Monzo flex is how credit card should be. Very transparent and clear what’s the balance left and how much is paid in interest. As well is designed in a way that you can only pay in 24 months which is great as it doesn’t allow you to drag the debt forever and ever. Reviewed on: 14th April 2024

Always been so easy to use and user friendly

Always been so easy to use and user friendly Reviewed on: 13th April 2024

The best credit card product I’ve ever used.

The best credit card product I’ve ever used. Allows me to stay on top of spending and repayments. Reviewed on: 12th April 2024

Flex is the future of credit.

Flex is the future of credit. It offers so much flexibility that it is a pleasure to use. Credit limits should be higher though. Reviewed on: 12th April 2024

Monzo flex is a lifesaver

Monzo flex is a lifesaver when it comes to the unexpected I.E home repair and car etc, making it easy to flex payments over however long I need Reviewed on: 12th April 2024

Monzo Flex Credit card is very easy and good for...

Monzo Flex Credit card Reviewed on: 12th April 2024

My Review

I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

The Monzo flex credit card is great.

The Monzo flex credit card is great. Keeping me very much in control of my spend. Reviewed on: 12th April 2024

The best credit card in the market.

The best credit card in the market. I can pay back interest free and option to pay early and even pay extra. They always let you know the upcoming payments. You can get help from Monzo 24/7. Excellent credit card with flexible plans. Reviewed on: 12th April 2024

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