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Ivan T

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All reviews (6)

Review of the Chase Bank, Current Account:

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Best debit card for spending

Still the best offer in the market among debit cards. 1% cashback for the first year with an opportunity to keep it in case you transfer enough money or use the bank to get your salary directly. The app does not have as many features as Monzo for example, but overall it is my main account for everyday spending when Amex is not accepted or when I go abroad. Chase has 0% fees on overseas transactions. It provides a perfect balance between rewards, spending abroad, app features and savings rates. Reviewed on: 27th March 2025

Review of the American Express, Platinum Cashback Credit Card:

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Best offers in terms of rewards

My main bank for everyday spending: groceries, restaurants, shopping, online, etc. It is very nice to have an opportunity to earn so much cashback with Amex Plat comparing to all other offerings in the market. Been with Amex only for 3.5 months but have already earned more than 160 quid in cashback by utilising 3 months intro (5% cashback). Currently I am getting 0.75% with an opportunity to go to 1.25% by end of the year after 10k annual spend. On top of that had one successful chargeback (double charged by the business, got money back within several minutes after contacting bank's customer support). Almost every place takes their cards nowadays and I barely use visa or master for any of everyday transactions. Reviewed on: 27th March 2025

Review of the Monzo, Current Account:

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Best app of all banks

Use Monzo as my main account (salary, direct debit payments, transfers) and to manage all other linked accounts as Monzo helps to keep all in one place and analyse the spending. Reviewed on: 27th March 2025

Review of the Monzo, Flex Credit Card:

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Perfect alternative to a credit card

Relatively high limit (3000 already although I have only been using it for 6 months), 0% interest in first 3 months after purchase, easy application process Reviewed on: 14th April 2024

Review of the Chase Bank, Savings:

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Quite high rates for savings accounts

Quite high rates for savings accounts Reviewed on: 12th April 2024

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