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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1811 reviews)

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4.95

Based on 1,811 reviews, last reviewed 7th Feb 2025

114% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Excellent service. Excellent service. Does exactly what’s expected Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1811)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Flex card provides clear and easily understandable e...

Flex card provides clear and easily understandable explanation around any charges or interest and you have full control over each payment and how you choose to pay as well as having a default choice. I love the feature to flex any debit card payments from the last 2 weeks. Thoroughly recommend Reviewed on: 15th April 2024

Happy with their service

Been with Monzo since 2017 and happy with their services. Reviewed on: 15th April 2024

Fast service

Excellent customer service experience with speed Reviewed on: 14th April 2024

Covid life safer

I use the flex credit card too, it's amazing. The first time a bank has listened to what people want. I used a virtual card in my own account to setup online shopping for an elderly relative that was scared of shopping online. This means I pay from a pot and she can't get scammed for more than is in the pot and I can delete the card and create a new one if it is compromised. This helped us servive during covid. Reviewed on: 14th April 2024

Perfect alternative to a credit card

Relatively high limit (3000 already although I have only been using it for 6 months), 0% interest in first 3 months after purchase, easy application process Reviewed on: 14th April 2024

Monzo flex - FANTASTIC

Monzo flex is how credit card should be. Very transparent and clear what’s the balance left and how much is paid in interest. As well is designed in a way that you can only pay in 24 months which is great as it doesn’t allow you to drag the debt forever and ever. Reviewed on: 14th April 2024

Always been so easy to use and user friendly

Always been so easy to use and user friendly Reviewed on: 13th April 2024

The best credit card product I’ve ever used.

The best credit card product I’ve ever used. Allows me to stay on top of spending and repayments. Reviewed on: 12th April 2024

Flex is the future of credit.

Flex is the future of credit. It offers so much flexibility that it is a pleasure to use. Credit limits should be higher though. Reviewed on: 12th April 2024

Monzo flex is a lifesaver

Monzo flex is a lifesaver when it comes to the unexpected I.E home repair and car etc, making it easy to flex payments over however long I need Reviewed on: 12th April 2024

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