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Monzo: Flex Credit Card reviews

4.96
Based on 2,184 reviews, last reviewed 24th Feb 2025
18850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025
Ian b's avatar
Ian b

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

What a BANK !!

5
It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

Best Experience

5
Seamless experience, very easy manage my money and do any transactions Reviewed on: 11th February 2025

Amazing product given its age.

4
Amazing product given its age. Very easy to use. Very clear on any charges for interest which would apply (before you need to finalise any decision), very clear as to what the costs would be especially if any extensions on the credit period are being considered. Only thing that would make it better would be if any additional payments made over the monthly amount due could be applied to the next upcoming monthly payment (rather than the final payment due) Reviewed on: 11th February 2025

Great and easy to use.

5
Great and easy to use. I just really like it Reviewed on: 11th February 2025

Very simple to use, and love the way its laid out al...

5
Very simple to use, and love the way its laid out alone with all the features it has Reviewed on: 11th February 2025

I love how you can do interest free and split it int...

5
I love how you can do interest free and split it into 3 payments. Saved me a lot Reviewed on: 11th February 2025

A personalised & modern day banking experience.

5
Easy to navigate and very intuitive. Reviewed on: 11th February 2025

Fantastic

5
Great service very simplified service with great perks and lots of different options / choices definitely recommended Reviewed on: 11th February 2025

Love how easy and intuitive to use the app is

5
Love how easy and intuitive to use the app is Reviewed on: 11th February 2025

Unable to Fault

5
I am unable to fault Minzo’s expertise in every aspect of banking, from a small bank account to a large one they are with you all the way giving interesting ideas at all times - definitely not a boring bank Reviewed on: 11th February 2025

EASY TO USE

5
A really good banking experience. They absolutely rocking with their user friendly app. Reviewed on: 11th February 2025

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