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Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (113 reviews)

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4.91

Based on 113 reviews, last reviewed 14th Apr 2025

900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Easy and quick application process. Easy and quick application process. Good explanation on what the product is and how it works. Very efficient to use and you can make partial early rep... Read more Reviewed on: 14th April 2025

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

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About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Personal Loan reviews (113)

Review of the Monzo, Personal Loan:

Best bank in UK

I am very happy with this bank account, very secure and fast transactions national and international, the app is so impressive and easy to use, will recommend to all my friends , I already got 2 referral, I wish they will extend to other countries in the future when I will leave UK to be able to use it in my country Romania Reviewed on: 5th March 2023

Easy to use and very clear

It was smooth, fast and probably the best experience I have had from a Bank Reviewed on: 3rd March 2023

Money issues sorted!

I had an awesome experience with Monzo as my money issues were sorted with an ease in a snap of a finger. It gave me a wide range of choices in terms of organising my cash flow for optimum savings and systematic loan terms. I can just rest in the fact that my money is handled properly with Monzo. Reviewed on: 3rd March 2023

Straight forward, zero hassle!!

I have yet to come across a more straight forward, easy loan application and process!! Slick and easy! Easy to manage your loan and make overpayments whenever you need to!! 10/10 Reviewed on: 3rd March 2023

The best app

Monzo has always had the best app for clear and concise information. Applying for a personal loan and weighing up your options is easy. Reviewed on: 3rd March 2023

Vasile Bondaret

It's the best this bank I like this bank Reviewed on: 3rd March 2023

The best Bank I ever used, I had 2 different Banks before, and after using Monzo for over 5 years I decided to have as my main account.

Easy to use, I'm in full control over my money, great customer service when needed, loads of benefits including overdraft and flex pay. Reviewed on: 3rd March 2023

Great personal loan service

Very easy, fast & efficient service with the funds credited on the same day Reviewed on: 3rd March 2023

Amazing Monzo!!

Always happy to help, quick and easy to apply and ask questions DM style! Reviewed on: 3rd March 2023

Easy to apply for, manage and would highly recommend

I think my all round experience as a Monzo customer has been a level above any other bank that I have experienced, could not recommend enough! Reviewed on: 3rd March 2023

Amazing

Monzo is the best bank I have ever had. It is easy to use. Good for begginers. Very good and efficient customer service. I am a happy customer Reviewed on: 3rd March 2023

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