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Monzo: Personal Loan reviews

View other Monzo products
4.91
Based on 113 reviews, last reviewed 14th Apr 2025
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
96%
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3%
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2 star
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1%

Latest highest rating:

5

Easy and quick application process. Easy and quick application process. Good explanation on what the product is and how it works. Very efficient to use and you can make partial early rep... Read more Reviewed on: 14th April 2025
Jen W's avatar
Jen W

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023
Nickb's avatar
Nickb
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About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Personal Loan reviews (113)

Good

5
Good service online response Reviewed on: 3rd March 2023
Vijendra singh rana 's avatar
Vijendra singh rana

Easy to pay

5
Easy payments finish my £8000 loan in 4 months Reviewed on: 3rd March 2023
bozianrobert97@yahoo.com's avatar
bozianrobert97@yahoo.com

Good bank

5
Very good bank and good customer service Reviewed on: 3rd March 2023
Kyaw Min's avatar
Kyaw Min

Faultless

5
Absolutely love Monzo. Really simple, intuitive app. Requested a loan to help with consolidation and the process couldn’t have been simpler. What makes it even better is the flexibility where I can pay more with a couple of taps if I wish to do so. The app is also great as it helps you track the exact amount remaining immediately. Reviewed on: 3rd March 2023
michael.grayson85@gmail.com's avatar
michael.grayson85@gmail.com

My son told me about this bank..I hesitated about it for a while..Inishmore I hadn't.Best bank in my option.

5
Everything is at your fingertips in the app..And when they say they will get back to you..They do very quickly. Reviewed on: 3rd March 2023
Carolyn Walker 's avatar
Carolyn Walker

Brilliant bank

5
Since joining Monzo bank I have been able to save more money than ever before. The app is so easy to use and if I need any assistance the chat feature is brilliant. Monzo plus is a great additional extra and really convenient when abroad. I have recommended to all family and friends. Reviewed on: 3rd March 2023
Emma Syme's avatar
Emma Syme

Quick and easy

5
Fast, clear and competitive. Great customer service. Reviewed on: 3rd March 2023
Andy Bullock's avatar
Andy Bullock

Flexible, fast and stress free

5
I really like the ease in which you can apply manage and adjust your loan. It is the best loan I've had and really impressed. Reviewed on: 3rd March 2023
Anthony Concannon's avatar
Anthony Concannon

Quick and easy

5
It was easy to apply and had the money in minutes! I like the fact I can pay more off without extra charges Reviewed on: 3rd March 2023
l.strong1308@gmail.com's avatar
l.strong1308@gmail.com

Excellent

5
Always good service and developments, clear info Reviewed on: 3rd March 2023
paddyr@me.com's avatar
paddyr@me.com

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