Write a review

Go to business site

Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.93 (119 reviews)

View other Monzo products

4.91

Based on 119 reviews, last reviewed 14th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Amazing they are very helpful the only bank that hel... Amazing they are very helpful the only bank that helped me loads of perks always Reviewed on: 14th February 2026

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

Read all reviews Write a review

About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Personal Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Personal Loan reviews (119)

Amazing they are very helpful the only bank that hel...

Amazing they are very helpful the only bank that helped me loads of perks always Reviewed on: 14th February 2026

Was getting messed around with forms and red tape fo...

Was getting messed around with forms and red tape for a loan , decided to try my Monzo , within a minute the money was in my account and it was a lot cheaper , I was very impressed . Reviewed on: 11th February 2026

Best Bank

I m member from 2019, never had a problem, helpful and they helped me in difficult times , no Bank helped in that time only Monzo, thank you for having me as a customer. Reviewed on: 9th February 2026

Its was not very stressful to get lon legally and ea...

Its was not very stressful to get lon legally and easily Reviewed on: 9th February 2026

MONZO Bank best on market

When TSB REFUSE ME for no reason MONZO helps me straight up. Best bank i ever use i have personal account since 2019 Reviewed on: 22nd January 2026

Good company, helped me pay for birthday for my daug...

Good company, helped me pay for birthday for my daughter Reviewed on: 26th May 2025

Easy and quick application process.

Easy and quick application process. Good explanation on what the product is and how it works. Very efficient to use and you can make partial early repayments (overpay) and settle in full at any time with no penalties. Reviewed on: 14th April 2025

Nearly 10 years with Monzo!

Been with Monzo nearly 10 years now, so easy to use, straight forward and reliable service Reviewed on: 12th April 2025

The bank that you enjoy using

needed a small loan to rent a new place after a bad and stressful period. Monzo came through, with the easiest and quickest application - had the money in my account literally 5 minutes later! not only the service is quick and easy, the rates are also competitive! Reviewed on: 10th April 2025

quick answers to loans, all information provided in...

quick answers to loans, all information provided in order to proceed Reviewed on: 10th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plane Saver Credit Union 4.90 from 5367 reviews
Pawnbrokers
from Brown and Gold 0.00 from 0 reviews
Short-term loan
from Dot Dot Loans 3.28 from 14 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 4 reviews
Savings
from Monzo 4.97 from 208 reviews
Flex Purchase credit card
from Monzo 4.97 from 2968 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub