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Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.93 (114 reviews)

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4.88

Based on 114 reviews, last reviewed 26th May 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

3 star

2 star

Latest highest rating:

4

Good company, helped me pay for birthday for my daug... Good company, helped me pay for birthday for my daughter Reviewed on: 26th May 2025

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

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Monzo Personal Loan reviews (114)

Monzo Loan is brilliant as Monzo itself

From applying to taking the Loan, seeing the money in my bank account - just a fantastic experience. Super easy to manage too and very transparent not like many of the high street banks. Well done Monzo! Reviewed on: 5th March 2023

OK

Everything is all right,I will always use Monzo Reviewed on: 5th March 2023

Superb!

An easy application process with a fast decision and instant transfer of monies. I really like the easy way I can pay off extra each month and the app-based updates with new monthly payments and real-time updates to my loan. Reviewed on: 5th March 2023

What a brilliant bank ,

Monzo is like no other bank ,all ways on my side I feel ,always looking ahead for payments due and making me aware plus on days I'm over committed they ease the pain by giving me options to stay on track... Jesus I wish this bank was around years ago it would have saved me thousands in bank fees Reviewed on: 4th March 2023

RELIABLE

Easy mode... Few clicks you have your loan.. Reviewed on: 4th March 2023

Amazing Monzo

Best bank I have been with really helpful Reviewed on: 4th March 2023

Great bank

Brilliant app and bank easy to use Reviewed on: 4th March 2023

Easy and efficient service

I switched my loan from tsb to Monzo and it could not of been easier. Easy to understand and edit your loan on the app. Definitely recommend! Reviewed on: 4th March 2023

Monzo Banking

So I been with Monzo for around a year now and it's been a fantastic experience they have so many cool and safety in mind features to choose from and so many cool designed cards I cannot stress enough how much easier it's to bank now Reviewed on: 4th March 2023

Simply the best!

Monzo has been an amazing account and I couldn’t recommend it enough! From the design the layout to the features. I have Monzo premium and I would recommend getting this as it is £15 a month however you get benefits such a world wide travel insurance which is handy for someone like me who always travels, phone insurance and many more. Reviewed on: 4th March 2023

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