Write a review

Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (108 reviews)

View other Monzo products

4.90

Based on 108 reviews, last reviewed 20th Mar 2025

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Best overpayment calculator I had to get a personal loan recently. Monzo made it very clear on how much I could borrow, the calculator is super helpful to compare affordability w... Read more Reviewed on: 20th March 2025

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

Read all reviews Write a review

About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Personal Loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Personal Loan reviews (108)

Excellent

So flexible and also understanding, more than a normal bank Reviewed on: 3rd March 2023

Your are my number 1!!

Excellent service friendly staff whenever need to speak to someone and the app is really easy navigate. Definitely will recommend to family and friends Reviewed on: 3rd March 2023

Straight forward loans

The whole experience was so simple. Everything was laid out very clearly. I felt in control of the amount I borrowed, the length of time to pay back. Very happy with service. A bank I'm very confident of dealing with Reviewed on: 3rd March 2023

Monzo is by far the best Bank

I've now been with Monzo for my main account for 5 years and whilst I have other traditional and digital accounts it is still the main one for me and for many reasons. Great customer service, easy to use app and products as well as a great UI Reviewed on: 3rd March 2023

Amazing

Since switching to monzo I have been given a new window into my money and financial arrangements and it’s been GREAT! Reviewed on: 3rd March 2023

Easy and fast

Needed a loan to consolidate my other debts Monzo was definitely the right place quick and easy to process and money in the bank within 2 mins thank you monzo Reviewed on: 3rd March 2023

Quick and easy

Just need to clear up few details and the credit score it’s so easy and quick to get a loan in Monzo then other banks Reviewed on: 3rd March 2023

Best Bank about!

I love how user friendly and easy to manage my loan is on the app. Customer service and experience is second to none. Reviewed on: 3rd March 2023

No fuss loan fast

I've been with Monzo about 5 years now, best bank hands down, loan was easy to apply for with a quick decision, well recommended. Reviewed on: 3rd March 2023

Excellent

Excellent !!!! fast , easy and clear service very safe I recommend everyone to have a Monzo bank account Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Reevo 4.90 from 744 reviews
Personal Loan
from Lloyds Bank 4.38 from 53 reviews
Loans
from Enterprise Credit Union 5.00 from 6 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Monzo: Personal Loan reviews

400% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Monzo: Personal Loan now

Monzo Personal Loan reviews (108)

Excellent

Your are my number 1!!

Straight forward loans

Monzo is by far the best Bank

Amazing

Easy and fast

Quick and easy

Best Bank about!

No fuss loan fast

Excellent

Do you have a different Monzo product?

There's still more to see!

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024