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Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.14 (176 reviews)

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3.92

Based on 176 reviews, last reviewed 13th Nov 2024

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

59%

23%

11%

Latest highest rating:

4

No benefits to having it, no rewards, no cashback. No benefits to having it, no rewards, no cashback. Reviewed on: 25th August 2024

Latest lowest rating:

1

Made a valid claim but was declined. Made a valid claim but was declined. They never contacted me. I had to chase this up. Credit guarantee system was not backed up. Reviewed on: 13th November 2024

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About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (176)

Review of the Nationwide, Credit Card:

Nationwide top-notch!

I recently took out a credit card with nationwide and set up a savings account for my daughter. Great service and honestly nothing was too much effort for them. Smoothly opened both and I would highly recommend them. Reviewed on: 8th February 2019

Best customer service I've experienced in a long time

Incredibly efficient fraud prevention service when my card was skimmed, and a new card was with me in under 72 hours. Always fantastic customer service and great communication whenever I've needed to contact the team! Reviewed on: 1st June 2020

Disgraceful customer care

Disgraceful customer service and banking facility. If anyone still banks with these crooks I recommend you switch if you ever want to get any descent customer service and aid in times of need. Having fallen a victim to Coronavirus was worried about making loan repayments for the upcoming month as I was in self-isolation and on unpaid leave from work. Have always kept up with my loan payments and never missed anything for the past 3 years. Dont let the false advertisements on their website fool you, they try to come across as they are very helpful and that they will assist their customers during "challenging times", having called their "Triage" team and waited over 1 hour on hold, I pleaded with the rep to offer some help to overcome the situation am in, wether that will be 1 month payment holiday on the loan or an increase in overdraft / credit card limit to tie me over just for 1 month and the outcome was, they only offered to change the repayment date on the loan and move it back by upto 14 days like that is going to help!, they do this all year round , nothing new and certainley no additional help during this pandemic. These stingy crooks did not even consider freezing credit card or overdraft fees just for 1 month till i return to work. Lastly in the same week, i accidently transfered some money from my current account to my credit card (online via internet banking), I was meant to transfer it to my savings account but as you know its very easy to select the wrong account to transfer money to in the drop down menu. After realising my mistake, I found there is no option to transfer money back from your credit card to your current account. I gave customer support a call and got through to a guy called "Sachin" (sounded like a right chav) whom immediatly said "you been passed to me in the collections department, your balance is xx and you need to pay xx"... I thought what the hell is this guy on? No one passed me through, I called in and my query is not related to balance, I have already paid the monthly amount due on my card thanks!!, I then told him the reason for my call to which he replied to transfer money back from credit card to current account would take 5 days to process..... and as i questioned why so long, he replied, you made the mistake what do you want us to about it? As you can see, the customer service is shocking, rude, incompetent staff even at the highest level, you can not even get through to a manager or to the complaints team, instead they take your number and you'd be lucky to ever recieve a call back from the complaints department. This is the 21st century folks.....and Nationwide expects you to wait 5 days to get funds transfered from your nationwide current account to your nationwide credit card back, come on people, open your eyes. just check what other banks offer and you will be suprised at the level of care and service compared to Nationwide which is a sinking ship! By the way, I also had a loan with YB and Post office and having spoke to their financial care team, they both provided a month payment holiday to assist me during the crisis which has meant reduced income. I am ever grateful to these banks and the difference between customer care and support is night and day compared to the crooked Nationwide. I will ensure on my return to work that I change bank details with my employer to YB with the outlook of closing my bank account with Nationscum. Reviewed on: 23rd March 2020

Great for FX

Great card for travelling abroad. Excellent FX conversion rates Reviewed on: 27th January 2020

Happy with the service

Helpful knowledgeable staff, will suggest products to suit you. Been with them for quite a few years & no intention to move. Reviewed on: 2nd January 2020

Excellent Card

friendly telephone staff, good rates, very good on security and fraud. Reviewed on: 21st November 2019

Worst Bank EVER - DO NOT BANK WITH THIS BUNCH OF CROOKS

After getting behind with some payments due to financial problems, Nationwide informed me that they intend to ILLEGALLY change the unsecured credit card debt into a SECURED debt which they were going to secure against my house. This is utterly irresponsible and illegal !!! Reviewed on: 10th November 2019

Best experience overall compared with all other banks!

Best experience overall than all other banks I have used in the past! Reviewed on: 7th November 2019

Good and Bad Nationwide

Good customer service but annoyingly will only text main cardholder if a query- will not take or use an alternative mobile number Reviewed on: 6th November 2019

cashback

good cashback rates for none american express eligible people. Reviewed on: 30th July 2019

Caution

Before giving me a credit card Nationwide gave me a long talk on the best way to handle money and then quizzed me on all the information. They were very thorough and seemed to really care for my needs. Reviewed on: 22nd June 2019

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