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NatWest: Personal Loan reviews

4.07
Based on 148 reviews, last reviewed 12th Jun 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
4%
See only 1 star reviews
14%

Latest highest rating:

5

Easy to use. Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025
Adam G's avatar
Adam G

Latest lowest rating:

1

Worst bank and I have seen it go good to... Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024
Sajid K's avatar
Sajid K

About this product

NatWest personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our NatWest personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a NatWest personal loan, we'd love you to write a quick review too.

NatWest Personal Loan reviews (148)

Review of the NatWest, Personal Loan:

Excellent

5
I needed a small loan to help me with my house move, natwest was really easy to apply for and it was paid back via monthly direct debit Thank you Natwest Reviewed on: 21st April 2016

Easy to use.

5
Easy to use. Each step well presented, therefore quick and easy to get through Reviewed on: 12th June 2025

It was so easy to complete the process and such grea...

5
It was so easy to complete the process and such great rates Reviewed on: 12th June 2025

Explain everything to me so I could make an informed...

5
Explain everything to me so I could make an informed choice also allowing a payment break when I had covid Reviewed on: 2nd April 2025

My personal loan was simple to apply for, gave an in...

4
My personal loan was simple to apply for, gave an instant decision and set payments up, I had hoped for a better rate though. Reviewed on: 6th March 2025

Great benefits

5
Great benefits from the Advantage Account Reviewed on: 13th June 2024

Very easy to use and apply.

5
Very easy to use and apply. Quick response and money in your account the same day. Reviewed on: 9th April 2024

Natwest loan

5
Took out a natwest loan on my app was so easy, was done within a few minutes and money was deposited into my account later that same day, so easy being able to see my loan on my app along side my accounts Reviewed on: 7th April 2024

Worst bank and I have seen it go good to...

1
Worst bank and I have seen it go good to terrible Reviewed on: 30th March 2024

Do not take a loan out with Natwest

1
So i took a loan out for 15k just before the war in Ukraine (after which prices for everything spiked) i was paying £380 per month back, after a year finances were really strained, i was missing meals etc... I found Natwest had a consolidation loan on their website with a lower monthly payment which would have saved me about £200 per month. I requested to change across to it and I was rejected. I had never missed a payment on my current loan and I am currently in the same situat... Reviewed on: 23rd January 2024

Payment late by a day

1
So I phoned up today to say that my loan payment will be late by a day , instead of saying it’s fine don’t worry you can phone tomorrow and pay , bearing in mind this is the first time I have missed the direct debit payment due to higher food costs and electricity bills and gas , I got told that if I don’t make this payment then it might lead to collections agency’s getting involved making me worry even more than usual, times are hard for everyone and someone who does suffer fro... Reviewed on: 28th June 2023

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