Smart Money People Logo

NatWest: Select Account reviews

4.55
Based on 704 reviews, last reviewed 9th Mar 2025
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

great current account had this account forever and ive never had any issues, love the round up part of the account/app Reviewed on: 9th March 2025
Jennifer Gilbert's avatar
Jennifer Gilbert

Latest lowest rating:

1

The over the hill bank After a very bumpy. Where the bank closed my account for 2weeks last year without my knowledge leaving me with no way to get to my money for food an... Read more Reviewed on: 4th March 2025
James L's avatar
James L

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Select Account reviews (704)

Review of the NatWest, Select Account:

The over the hill bank

1
After a very bumpy. Where the bank closed my account for 2weeks last year without my knowledge leaving me with no way to get to my money for food and paying bills leaving me temporarily in debt , I had to overseas account fee which should have been covered by the bank, now just last month I got a letter telling me I’m to find another bank as they are closing my account permanently in April, can I get an explanation can I hell they refuse to tell me why, I think they’ve done me a big favour. Reviewed on: 4th March 2025

Banking with Natwest for over 10 years.

4
Banking with Natwest for over 10 years. Proven to be reliable - with some helpful advise. They have adapted the App so has similar functionality to Monzo and feels like a new bank again. Cash ISA / Stocks and Share Isa seem behind other platform but overall happy with them. Reviewed on: 15th March 2024

Excellent mobile banking app

5
Mobile banking app is really easy to use. I can see the balance of all my accounts in one place and it is very easy to transfer funds between them. It is also very simple to manage standing orders and direct debits from the app. The app also makes cheque deposits and payment transfers very simple with effective use of face recognition. The ease of use and convenience of the app enables me to have full control of my bank accounts. Reviewed on: 15th March 2024

Quick and easy to switch banks, offer received swift...

4
Quick and easy to switch banks, offer received swiftly, and it has a great app to use. The account comes with the option for a savings account which has a competitive interest rate of 6 percent up to £5000, but you can only put in £150 a month unfortunately! Reviewed on: 14th March 2024

They are doing their best to make banking faster and...

5
They are doing their best to make banking faster and easier Reviewed on: 1st March 2024

The account is easy enough to use.

5
The account is easy enough to use. Wish it paid interest on credit balances though. However the regular saver is decent and the app works most of the time Reviewed on: 15th February 2024

NatWest Banking

5
Always had a good service from NatWest in Branch and online. Reviewed on: 30th January 2024

The NatWest Select Account has a major flaw in my op...

4
The NatWest Select Account has a major flaw in my opinion and that is charging for failed payments due to insufficient funds. I actively make a choice to keep my funds low in my debit account so that losing my card has a reduced risk. I transfer money into my spending account prior to purchases, something someone who were to steal my card could not do. I believe that Natwest penalising people for adopting thia security measure to be backward and ridiculous. Reviewed on: 27th January 2024

There ok nothing special just an ordinary bank

3
There ok nothing special just an ordinary bank Reviewed on: 10th January 2024

Excellent service

5
They made me feel at ease when transferring from my old bank and did it within a few days. The staff are very friendly and helpful and I would definitely recommend their customer service. Reviewed on: 27th July 2023

It's ok

3
It's ok really. Not amazing but could be worse. Reviewed on: 6th July 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products