Smart Money People Logo

NatWest: Select Account reviews

4.56
Based on 706 reviews, last reviewed 18th Apr 2025
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

4

I use the select account as a backup current account. I use the select account as a backup current account. I don't use it much because other accounts and banks have better account rewards Reviewed on: 18th April 2025
Anonymous's avatar
Anonymous

Latest lowest rating:

1

The over the hill bank After a very bumpy. Where the bank closed my account for 2weeks last year without my knowledge leaving me with no way to get to my money for food an... Read more Reviewed on: 4th March 2025
James L's avatar
James L

About this product

The NatWest Select Account is an award winning basic current account helps you manage your money in one place, with no monthly fee.

The Select Account can be managed via the mobile banking app and there is an option for a short-term overdraft if you meet the eligibility criteria.

NatWest Select Account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

Review NatWest: Select Account now

Help others make smarter decisions by sharing your own experience. Write a review

NatWest Select Account reviews (706)

Excellent Customer Service, Always Delivers

5
Recently, I needed to review my balance, payments in and out and to transfer some money between my bank accounts, however I was unable to access my online banking, no idea why and neither my laptop, smartphone or tablet was allowing me to access the site via the website or the app. I called Natwest to enquire if there were any issues with internet banking, of which there were none. The Customer Service rep whom I spoke with was extremely friendly and fantastically helpful. They were able to provide me with the information I needed, made my transfer for me. They also helped me when I enquired about opening an account for my son and explained what I would need to do etc. I have never had an issue when contacting Natwest, very pleasent bank to deal with. Reviewed on: 19th August 2015

Great customer service and easy to use account

4
I have a current and savings account with Natwest. The staff are very competent and always very helpful. both accounts are easy to use, especially their online banking interface. Would recommend. Reviewed on: 19th August 2015

excellent customer care

5
I have been with NatWest a number of years since originally opening a student account. I have never had any problems with them and find them to give excellent customer service. I regularly earn cash back particularly through grocery shopping which means I have a little extra cash every month which is great! Reviewed on: 15th August 2015

Would never think of changing

5
Have been a customer of Nat West for quite a while and I cannot fault them. Always helpful,polite and very prompt to sort any any problems , a first class service from a first class bank Reviewed on: 12th August 2015

Very efficient and modern banking.

5
NatWest are one of the most well-known banks in the United Kingdom. Existing customers expect the best from a bank with so much prestige in their history and NatWest do not disappoint. Day-to-day banking is made easy with the new app on IOS and Android. Updates are frequent and the ability to transfer money from your phone to your account is priceless (in every sense of the word). Reviewed on: 7th May 2015

Great Current Account

5
I have found the select account from Nat West to fur file all my needs and does not have an annual fee. A overdraft is available also and you are not charged anything for the first ten pounds you go over, which is good for those little emergancies. Reviewed on: 5th May 2015

Extremely happy with Natwest

5
I have been with natwest a couple of years and I have to say I am extremely satisfied with the service they provide. The staff are always friendly and able to help me with my queries I am also signed up to cashback rewards where I get rewards for shopping at selected retailers and using contactless and I think it is the best rewards scheme out there having looked into other rewards schemes. I can't fault Natwest and I would reccommend anyone wanting to switch banks to go with Natwest. Reviewed on: 29th April 2015

Great customer service but charges are a bit unfortunate

4
I have been a select account holder for 6 years with Natwest now. I have experienced such high quality customer service with them, great protection and banking at brilliant convenience. However over the years I have seen the charges slowly increase to a point now where it is a bit over the top for a payment to be rejected. If you can keep up with your direct debits then a fantastic bank to be with, if you struggle sometimes or need an overdraft have a look around to compare the unexpected charges you may receive. Reviewed on: 29th April 2015

Its okay good for kids accounts as well

3
The people on the phone need to be more helpful and polite and make everything more clearer Reviewed on: 29th April 2015

easy to set up easy to use

4
never had any issues with them, always helpful and quick to respond with a solution Reviewed on: 28th April 2015

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products