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Smile Bank: Current Account reviews

3.85
Based on 100 reviews, last reviewed 24th May 2024
500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
17%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
22%

Latest highest rating:

5

A truly Ethical Bank for the Common Good..... I have been with Smile Bank aka Co op bank for many years. I have always found it effective adventurous, notably as the first internet bank. Few branc... Read more Reviewed on: 24th May 2024
Cyril Bezant's avatar
Cyril Bezant

Latest lowest rating:

1

Failing to provide an adequate service have been a customer for almost 25 years, and service now seems to be at the worst level in all of that time. Anything more than a nominal payment wit... Read more Reviewed on: 19th March 2024
Jonathan Bainbridge's avatar
Jonathan Bainbridge

About the Current Account

Smile Bank is an ethical online bank. Its Current Account doesn’t charge a monthly fee and is available for individuals and as a joint account. Every Smile Current Account comes with a £500 overdraft. Applicants must be eligible for the overdraft to open the account.

Considering opening an account with Smile Bank? Find out what existing customers have to say first. Discover the ins and outs of the account by reading the Smile Current Account reviews on Smart Money People.

Find out more about the sign-up process for this online bank. Learn how long customers have had their accounts with Smile Bank and how satisfied they are with the Current Account. Find out the pros and cons of the account and what people think of the bank’s customer service team. Make an informed decision about your new account by reading our Smile Bank Current Account reviews.

If you have a Current Account with Smile Bank, take a moment to share your experience with others. Tell us how long you’ve had your account open and whether this is your main bank account. What is your favourite feature of the account and is there anything that you feel could be improved? Have you encountered any issues with the account, and if so, how well were they resolved? Would you recommend the account to your family and friends? Whether good or bad, write an honest Smile Bank Current Account review today. Together, we can help others like you make better financial decisions.

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Smile Bank Current Account reviews (100)

A truly Ethical Bank for the Common Good.....

5
I have been with Smile Bank aka Co op bank for many years. I have always found it effective adventurous, notably as the first internet bank. Few branches I agree but the Post Office provides access to cash if needed. I sincerely hope the arrangement with the Coventry Building Society is fulfilled. The outcome will be supet ethical. Reviewed on: 24th May 2024
Cyril Bezant's avatar
Cyril Bezant

Ethical Bank that does not invest in arms trade or a...

5
Ethical Bank that does not invest in arms trade or anything unethical. Reviewed on: 13th April 2024
Suzy S's avatar
Suzy S

A bank with ethics and great digital access

5
Easy to use current account via a mobile app, online banking, branch and access via Post Office. Via online banking the secure messaging is efficient and convenient. The account has an automatic £500 overdraft which is helpful. Good ethical bank, part of The Co-operative Bank. Reviewed on: 3rd April 2024
Andrew in York's avatar
Andrew in York

Smile - ethical, helpful, good comms

5
Smile are ethical, helpful and has good communication with customers Reviewed on: 26th March 2024
Michelle D's avatar
Michelle D

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