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NewDay: Aqua Credit Card reviews

4.89
Based on 2,843 reviews, last reviewed 5th May 2025
67400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Good card easy to get and pay off Good card easy to get and pay off Reviewed on: 5th May 2025
Anon's avatar
Anon

Latest lowest rating:

2

Good and very recommended for friends Good and very recommended for friends Reviewed on: 24th February 2025
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Kolex mensah

About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

NewDay Aqua Credit Card reviews (2843)

Review of the NewDay, Aqua Credit Card:

The Aqua credit card is a fantastic financial tool d...

5
The Aqua credit card is a fantastic financial tool designed to help individuals build or rebuild their credit history while enjoying a range of benefits. Whether you're new to credit or looking to improve your credit score, the Aqua card offers a practical and accessible solution. Here's why the Aqua credit card stands out: ### 1. **Accessible to All Credit Profiles** The Aqua credit card is particularly well-suited for those with limited or imperfect credit histories. It provides an opportunity to demonstrate responsible credit usage, which can help improve your credit score over time. Even if you've been turned down by other lenders, Aqua offers a chance to get back on track. ### 2. **Transparent and Fair Terms** Aqua is known for its clear and straightforward terms. While the card may come with higher interest rates compared to some other cards (common for credit-building cards), it provides full transparency about fees and charges. This makes it easier to manage your finances without unexpected surprises. ### 3. **Credit Limit Tailored to Your Needs** Aqua offers credit limits that are tailored to your financial situation. As you use the card responsibly and make timely payments, you may be eligible for credit limit increases, which can further boost your credit score. ### 4. **Rewards and Cashback Opportunities** Some Aqua credit cards come with cashback rewards on everyday purchases, such as groceries, fuel, and online shopping. This means you can earn while you spend, making it a great option for budget-conscious individuals. ### 5. **No Annual Fee Options** Depending on the specific Aqua card you choose, you may be able to enjoy a credit card with no annual fee. This makes it a cost-effective choice for those looking to manage their finances without additional overheads. ### 6. **Easy Online Account Management** Aqua provides a user-friendly online portal and mobile app, allowing you to manage your account, track spending, and make payments with ease. This convenience ensures you stay on top of your finances and maintain good credit habits. ### 7. **Helps Build Financial Confidence** By using the Aqua credit card responsibly, you can gradually improve your credit score, opening doors to better financial products in the future. It’s a stepping stone toward achieving greater financial stability and confidence. ### 8. **Responsible Lending Practices** Aqua is committed to responsible lending, ensuring that customers are not offered credit beyond their means. This approach helps prevent over-indebtedness and promotes healthy financial habits. ### Conclusion The Aqua credit card is more than just a piece of plastic—it’s a tool for financial empowerment. Whether you're looking to establish credit, rebuild your score, or simply enjoy the convenience of a credit card, Aqua offers a reliable and rewarding solution. With its focus on accessibility, transparency, and customer support, the Aqua credit card is a smart choice for anyone looking to take control of their financial future. Reviewed on: 24th February 2025

Good card easy to get and pay off

5
Good card easy to get and pay off Reviewed on: 5th May 2025

Great customer service, quick responses will full an...

5
Great customer service, quick responses will full answers Reviewed on: 28th April 2025

Best app by far , good with there limit , easy to us...

5
Best app by far , good with there limit , easy to use and pay , excellent customer service great range of products , love the credit coach caocj and budgeting tools well done new day and aqua Reviewed on: 15th April 2025

Great service.

5
Great service.Easy to manage the card though app Reviewed on: 7th March 2025

Had good experience.

5
Had good experience. Only thing to let them down is that when payments there’s no agreement. Reviewed on: 7th March 2025

New day excellent choice for all walks life - Helpfu...

5
New day excellent choice for all walks life - Helpful & reliable - THanksx Reviewed on: 6th March 2025

Only had to call customer service once and was a ple...

5
Only had to call customer service once and was a pleasant experience Reviewed on: 3rd March 2025

Lost my phone and when contacting Aqua to get back o...

5
Lost my phone and when contacting Aqua to get back online the service was excellent. Polite and informative, got the job done in a timely manner. Reviewed on: 3rd March 2025

Overall, the bank's customer satisfaction is amazing...

5
Overall, the bank's customer satisfaction is amazing, with very professional staff and high-quality banking services. Reviewed on: 2nd March 2025

Accurate and personal service professional

5
Accurate and personal service and totally professional Reviewed on: 2nd March 2025

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